Today’s episode is our 1499th episode! On today’s celebratory show, we dive into some of your success stories! Plus, ever wonder how you achieve anything big in life? Just get started! On today’s episode you’ll get a behind the scenes look at the evolution of Stacking Benjamins. We go into what lessons we’ve learned along the way and how we strive to keep improving.
Stacker Christine from Seattle calls in to share her story, and how listening to the show inspired her to change her social circles and the conversations she was having with others.
We dive into best practices for building your business as an entrepreneur and how to build your network and reputation.
Stacker Derek calls in to express his gratitude for the show and all of the regular contributors. Lambo calls in to share how listening to and learning from the show has helped him improve his financial life.
Stacker Billy from San Francisco called in to give a shoutout to us and express gratitude for the help in making positive changes in his financial life.
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201
Enjoy!
Watch the full episode on our YouTube channel:
Our Topic: The Past, Present, and Future of Stacking Benjamins
During our conversation you’ll hear us mention:
- How we started
- What we learned along the way
- How to keep getting better
- Just start!
- Overcoming fear
- Correcting as you go along
- Weekly money meeting
- Investment policy statement
- Suze Orman
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Thanks to DepositAccounts.com for sponsoring Stacking Benjamins. DepositsAccounts.com is the #1 place to go when youβre looking to see if your rate is the BEST rate on savings, CDs, money markets, and even checking accounts! Check out ALL of the rates ranked from best to worst (and see the national averages) at DepositAccounts.com.
Mentioned in todayβs show
Join Us on Monday!
Tune in on Monday when special guest James Rhee shares with us why you don’t have to be cutthroat to get ahead in your career, and how kindness and a little math might be the formula you’re looking for.
Miss our last show? Check it out here: Simplifying Your Investment Strategy While Lowering Fees (plus a primer on ABLE Accounts).
Written by: Kevin Bailey
Episode transcript
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ββ Stacking Benjamins is not
for everyone. Side effects may include euphoria, increased ability to meet your goals, and aggression from people
wondering what the hell your secret is. Stacking. Benjamins may be habit forming, especially if you stick
around for the entire episode. Wink, wink. Please check with your doctor to see if Stacking Benjamins is right for you. ββββββββββββββββββββββββββ
Live from
Joe’s mom’s basement. It’s the Stacking Benjamin
Show. ββββββββββββββββββββββββββββββββββββββββββββ
I am
Joe’s mom’s neighbor, Doug, and today we’re partying like it’s our one. Thousand 499th episode because β wait, ββ it is β already, ββ and I’m in sweatpants. Oh man, this is awkward. But the show must go on and we’re sharing your success stories and stories from the past, present, and future of this fight. How are we gonna do that?
We talk about the future anyway. Now, two guys who are the grandma and grandpa of this year podcast, I’ll let you decide who’s who. It’s Joe and oh, βββββββββββββββββββββββββββββββββ
hey
everybody. Welcome to the gigantic Basement celebration for episode 1499. We
that party like it’s 1499.
You know what? Starting on episode 1500, we’re gonna get professional again. But for one day, β oh, did I say the word again? Again? ββββββββββ Where did that come from? β I have
no idea. Well, a girl can dream Joe. βββββ
Welcome everybody. Sit back, relax. We are gonna go through kind of a little bit of the making of the show for the new stackers. We’ve got some great, great stacker call-ins. We’re gonna talk about some of your success stories. We’ll talk about some of our favorite guest favorite moments, and then what’s coming up in the future.
We’re gonna organize this into three parts and hopefully give you guys a lot of takeaways. Uh, and maybe you can learn OG from our mistakes. Maybe that’s the deal. People learn from our mistakes.
Yeah, I mean, the list is long, so the learnings today should also be β very robust. Our
first mistake was making this podcast free, but because we did, please hang in there for just a second as, uh, we make sure that we’re able to keep it free. β
Alright, we are diving into your success stories in the show. So let’s do this. βββββββββββββββββββββββββββββββββββββββββββ
So I
think for people that haven’t heard the origin story of, of this show, we should chat for just a moment about, about what a fluke this show is. We had researcher Brian class on recently talking about Flukes and og. I would say this whole show has been, has been a fluke. Comedy of errors. β
Yes. Well, Joe, you see, it came to me in a fever dream one day in 2014. ββββ
May have been involving some peyote and possibly some Pepto-Bismol. But β that’s really the origin of the show. That’s
how Doug started. The way OG and I started a little different than that. We were on the radio together. og?
Yes, back in the glory days. βββ Of uh, just radio. There wasn’t even TV or anything. And um, that’s, uh, ββββββββββββ people would gather around on Sunday
nights and it’s like people at microphones doing sound effects of horse clip claps.
Yeah. βββββββ Now see here,
see ββββ people wonder why I know so much about Jack Benny. Yeah, β there it is. That’s why. But the type of radio show that you and I were on was one of those. If you tune into AM radio on a Saturday morning and for those people that even if you don’t know radio, I don’t think you have to know that these companies buy radio time. β
Yeah. And so the company we both work for bought radio time and because I was the media guy, they’re like, Joe, will you host this radio show? And I said, yeah, sure. That’ll be fun. β It was fun for maybe the first eight or nine months.
I don’t even know how long. How long did you do it for?
I
did it for about two and a half years.
Two years? Yeah. Two, two and a half years. Yeah. But after that, when you realize that nobody’s listening, we would always open up the, the line for colors and literally nobody would call in. And then once in a while we would have our spouses call and pretend they’re, they’re, they’re people. We’d have friends call,
pretend they’re people, people calling in also, so early in the morning, like seven 30 or something on a Saturday.
It was 8:00 AM Yeah, it’s too early. 8:00 AM It’s too early for
any real work. But I remember that you and I knew each other already, but not that well. Uh, we knew of each other, but you live close to the radio station and the very first time you came on, somehow we hit it off like, uh, OG β and I together were, uh, having more fun than, of course, all you had to do is beat a bunch of other financial, βββ the average comedy you can get out of a financial planner ain’t that big.
Yeah. βββββββββββ And so we had this radio show where every like, uh, five or six minutes, we had to go, go to a break. So I’d wiggle my finger around and we’d stop talking and then pick it up again. The, I didn’t even remember what we talked about. Do you remember what we talked about og? βββββ
I have no recollection of any of it except β the one time that you said, I’m gonna be late.
The key to the station is under the mat. ββ The guy should already be in there. Just start it. I was like, I don’t, what? How do you start a radio show? You’re like, I don’t know. It doesn’t matter. ’cause no one’s gonna be listening. Anyway, ββββββββββββββββββββββ
I was, I had a little honesty by that point. Can I take
you guys back to actual footage of a commercial you had me do then I have it. β Really? I have the actual commercial. You had me do. ββ You must have had a sponsor. ββββββββ You’re looking at me like, is this real or are you gonna about to mess with this? This is real.
No
way. Do you wanna hear it?
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Doug now. β Now I gotta go bill them for another commercial.
Oh yeah. I
know it all these years later. I know it. But I remember you called me, you’re like, dude, you’re not gonna fucking believe this. We have a sponsor. βββββββββββββββββββββββββββββββ
Wow. Uh, that is fabulous. But those were the early days. And then, and then og, you and I started a blog together. We called it the free financial Advisor because the domain was free available. Yeah. I wanted to start, I wanted to start, uh, blogging and you said, oh, we gotta go after, uh, a search engine optimization, SEO.
And then we’re like, we don’t believe in free financial advice. Don’t get me wrong, we still don’t. We believe in, people are like, what? This is free. Yes, it is. But what you hear us talk about all the time is you need to surround yourself with smart people. And we try to help you do that β and take your goals seriously enough that you’re going to make sure that you get educated. ββββββ
When do we decide to start a podcast? About
1500 ish episodes ago. β Give or take. βββββββββββββββ
No, it was more than that. Plus or minus because β No, it was more than that. It was probably like 1600 ago. 1600 episodes. Yeah. Because you guys toiled and stubbed your toe on. Two guys in your money and free financial advisor. We
started off with a show we call Worst of the Free Financial Advisor and frankly, og, we talked about this for a year.
And if there’s any lesson here early on in the show, it’s when you have an idea, just go do it. Yeah, go do it.
Yeah. We would spend more time talking about the stuff that we’re gonna write about instead of actually just hitting record doing it. Just hit record. I remember
exactly where I was when you rained all over my parade, Joe. ββββ
Ray your parade. Oh yeah. Because you and I had been talking about doing a podcast. Should we do a movie review podcast? What can we talk about? ’cause we had great conversations as well. And I remember I was out for a walk. I’m on my headphones, I’m talking to you and you’re like, yeah, you know, remember we talked about doing a podcast?
I’m like, yeah. And I thought you were building me up to be like, yeah, let’s go do the movie podcast. Nope. My buddy, Josh and I, this guy, you don’t know him, but I work with him. My buddy Josh and I we’re gonna do this financial. I’m like, all right, well see ya. βββ And β in my mind, I broke up with you that moment.
And yet he’s still here. β
And yet he’s still here. And we found a way to turn into a movie review podcast as well. Yeah. See, there
you go. And a travel blog. Part of the. β A travel flock, βββββββββ
but if you wanna do something, get get started. I’ve been preparing for an interview with Professor Scott Galloway, who you’re gonna hear in a couple weeks, and one thing that I, I, I’m hoping he talks about was the fact that he didn’t even consider himself a writer.
And then just every Thursday he decided to start writing from that. He realized he liked it from putting it out there. He realized people wanted to read it after people wanted to read it. He ends up getting all these opportunities, and it was just because he started, not because he thought about it, ’cause the number, how many people oji you talked to that said, oh, I got a great idea for a podcast. ββ
Mm-Hmm. ββββ You hear all the time. Go, go do it. Go, go get started. And
that’s one of the things that I’ve appreciated about you guys β instead of. Working forever. I know you just kind of told the story to the contrary, but working forever to try to come out of the gates. Perfect. You’re like, we’re just gonna do it and we know it’s gonna suck at first.
We’re gonna try this new thing, whether it’s the whole new show or some element of the show or a format. But in the early days, there was a, a big willingness to fail and that always impressed
me. β Our first show was called The Worst of the Free Financial Advisor. For that reason, Doug
totally because we giving yourself permission to suck.
We knew
it was gonna be horrible. We also knew that was not the name, but we knew we wanted to get started. So we decided it was like preseason baseball. We, it was gonna be 13 episodes long, an unlucky number. ’cause we figured that 13 episodes would be enough time to figure out what was going on. And, uh, about, I, I’d say about episode eight, seven or eight, like, we’re like, okay, we, we know where we’re going with this and then we made the decision to make it two guys in your money, β most generic name in history. βββββ
Easy to brand, you know, as they say. ββ Did what two random guys co-brand
with two men in a truck and
money. Exactly.
Black and white
logo. Yes, we did. We had a very, uh, nice, very nice, but a little clip arty logo and I don’t know, we got to like episode β 50 55 when we realized that it wasn’t, it wasn’t where we wanted to go and we rebranded.
By the way, that’s another lesson. Don’t be afraid to pivot. Right? It’s not going exactly the way you want to go. How many times have we heard people going, I’m in this career and I don’t like it. Yeah,
pivot. Pivot. Just go do something different.
Get, get educated. Pivot. Yes. Speaking of that, uh, we’re gonna pivot from time to time here from.
Discussions with our stackers and about their success stories as we round, uh, 1500 episodes. Here’s, uh, Christine. Hey Christine. ββββ Hey, Joe, OG and Doug. This is Christine from Seattle. I’ve learned so much since I started listening to your podcast a couple of years ago. Most importantly, I invest each month and have set up automatic investing into my Roth IRA so that I max it out each year instead of just investing.
When I happen to think about it, I have set up a financial plan and timeline out my goals and use that to inform my financial decisions, and it’s inspired me to learn a lot more about personal finance in general. I’ve started a blog where I talk about what I’ve learned. I open a custodial brokerage account for my nephew, and I sometimes even talk to my friends and family and offer advice when they have questions.
So I’ve learned so much and I’m so grateful for the podcast. ββ Christine, you are amazing. And Christine OG just went out and got started
just like we just got done talking about. Right. Just go do something. It’s so great. The power of compounding in, in education and in business and obviously in investing, all kind of work the same.
I mean, it’s amazing how much 50 bucks in a 5 29 for 20 years they’ll bring you. It just doesn’t seem like a lot, but ββ it really turns into a boatload of cash. β
I’m always blown away by a how difficult all these things seem like between your years when you first get started, you know, and about I can’t open up a, you know, a, a Roth, like how, oh, there’s gonna be all this paperwork, there’s gonna be all this. β
Yeah. And then you actually go do it ββ and it’s not nearly as hard as you thought. β And if you give yourself permission to maybe mess it up a little bit, you find out, OG that 99% of this stuff isn’t gonna kill you. And I think Christine learned exactly that
and started spreading the good news.
Yeah. Yeah.
Not only that, I mean, it is usually nine and a half times outta 10. It is usually way easier than your fear and uncertainty and doubt is telling you it’s gonna be. But even in that half of a time when it’s a little challenging, you just have to remind yourself, let’s say it takes you two hours β and you’re gonna make 20 grand off of it in, in five years because of the, you know, interest or whatever.
It’s pretty good ROI on an effort. So some, it’s usually a pretty small amount of effort for a great return over a long period of time. So, β yep.
Do it. β I I also love that, uh, Christine, you felt inspired to blog about it yourself. You know, people ask us OG that question all the time. About should I start? It just seems so crowded.
Nobody’s you. And I think that’s something we learned early on. Remember we started writing stories at first about Roth IRAs and about insurance. Then we realized nobody wanted to read those. People wanted to read about how we f stuff up. People wanted to hear our story, our very personal story of what was going through our head when we were doing this.
And nobody can be us and nobody can be Christine and man her bringing it that story out. We need so many more Christines to tell their story. And I’m, I’m, I’m very proud of the fact that there’s several podcasts out there where the podcasters told us that Jen Smith says this publicly, our friend at Frugal Friends, that she started Frugal Friends.
’cause she was inspired by Stacking Benjamins. And I love that. ββ I wanna talk about one more thing people are wondering about, like our round table episodes. This is a round table Friday. We don’t have the round table here. It’s just the three of us. We kick those losers more onto the curb boat anchors. ββββββ The furthest things from losers though are Len Penso and Paula Pant.
And first of all, what’s funny is, is that Paul, of course, with her work on, you know, with the Netflix stuff that she’s done and, uh, many of the appearances that she’s made, Paula a star definitely is shining now. But we started this episode, Len Penso was the shining star in our little section of the world.
I remember
where I was when you, you called me, I was on my way home from work. I’m in the car. It was kind of a rainy spring, you know, whatever, six o’clock dreary, and you’re like, dude, you’re never gonna believe who I just got. ββββ Who’d you, who’d you get? Joe Warren Buffet. Who’d you get? Dude, I got Len Penso. ββββ
Okay. ββ Dude, he is such a big deal. You have no idea how big his blog is. You were so excited when you got
Len. I was so excited. And the way that happened was I didn’t know Len, but I know, knew a guy who knew Len, and I said, you know, we should have a round table discussion. By the way, we set this show up because it was based on podcasts that we liked and, and some of the things, and I liked round table discussions.
I also liked shows that had segments. I. So I didn’t have to fast forward to the whole next episode. I could just go five or 10 minutes if I didn’t like a topic they were talking about, you know, I’ve got a little bit of a DD. So if we could have a show that had, that was like that, that was a little bit faster, a little bit more fun, that would spur me along to continue to learn stuff without, without maybe thinking that I was learning anything.
I believe in the science of play, so I wanted to create that. And there was a guy named Dr. Dean. Dean is now still a state senator in Georgia and left our show. But Dr. Dean had the Dr. Dean blog, and he told me one day, he goes, I, I think I can get us Len Penso. I’m like, Len Penso, the dude that won the PLUTUS for Best blog like this year and last year.
He goes, yeah, he’s a friend of mine. I think we can get him. I’m like, I, I don’t think you can. And it was maybe 15 minutes later. ββ Len said he’s on our show. β And then we had another person that was leaving Carrie Smith Nicholson, who still is a great accounting blog and practice and is still in our community, but she realized that podcasting was taking a lot more time than she thought it was going to.
It is very surprising, I think to people how much time goes in behind the scenes today? We, we got out of a hour and a half meeting earlier about this show, and we had an hour meeting about Stacking deeds earlier in the day. Just the number of meetings that we have to make this thing go is, is pretty amazing.
But what’s really cool is when Kerry left, Len said, I know Paula Pan, who’s like the new hot rising star. I’m like, you don’t, you know Paula Pant? He goes, yeah, I think we can get Paula. I’m like, well, I don’t know. I don’t know Paula. He’s like, no, but I know Paula. Which by the way, proves something. Both of these stories prove because then 10 minutes later, because Len was on the show, Paula said, yeah, I’ll be on the show.
And both of these wonderful people have been with us the entire, most of the ride that we’ve had this podcast. β But I’ll tell you, you know, people are like, ββ I wanna know more. I wanna know more about the subject, know more about the subject matter. OG is important, but who you know and networking ββββ so important.
And when I was younger, by the way, I did not wanna network. I wanted just to know more about the topic. No, I’ll know about it on my merits. People will come find me. Nope. People wanna hire people they like, they wanna work with people they know. β
That’s probably the biggest piece out of this section that you’re talking about is, uh, relationship building and.
How all of those other people are connected. You know, a lot of times, especially early on in, in your maybe work career or something like that, sometimes you have a little bit of an attitude of like, I’m gonna burn the boats, right? Like, screw those losers, I’m outta here. And generally speaking, whatever industry you’re in, and especially the more specialized you get with your industry, the more likely it is that other people know people who know you or know of you.
And you know that we all have hobbies. And it’s interesting to see how many different things intersect. Not just work, but you know, I, I play golf with somebody who knows somebody who knows a whole bunch about the afterschool activity that I do. And it’s like this weird kind of connection of, wow, if I would’ve totally put my foot in my mouth the first time that I met this one guy who was completely un unrelated to everything. β
How many dominoes that might have had. And I think, you know, it’s a cautionary tale on one side, but also it’s another way to look at it in terms of you don’t have to necessarily worry about trying to get to being the person that knows everything, like you said, because if you’re β approaching it with a little bit of humility, there’s a good chance that other people wanna help as well.
And whether it’s money related or other things, it’s, there is some truth to the phrase, you don’t get what you don’t ask for. Right. And I was thinking about this in the context of kids. As my kids, as my boys get older, they’ve started to lose their ability to kinda shed the, the no. And my daughter, who’s eight, or almost eight, Caroline, she doesn’t have that yet.
Like when you’re like, come on, you can’t have cookies for breakfast, she’ll be like, but I really like cookies. Like, she’s just like, boom, I’m just gonna keep asking for about what I want until either I know I’m gonna get a no or. That person acquiesces, right? Can I go over to my friend’s house and play? I don’t think it’s a good time.
Okay, well what if I go over right now and I will ask if it’s a good time and if it’s not, you know what I mean? Like they always, βββ they’re kids, right? And we look at that and we think that’s endearing. And then as an adult, you go, your boss says, oh, you can’t have this promotion, or You can’t be on this assignment, or, you know, whatever.
And you go, oh, okay. ββββ I think it’s also a good lesson of like, β just ask for what you want. And β probably those things, you know, that network around you, if you’ve built it, will help, help support it.
And I will give this caveat. It doesn’t mean you’re gonna get the job. No, of course not. But β I’ll tell you, if you’re the person who is excellent, nobody knows you versus the person who’s very, very good and everybody knows you.
People also wanna work with a known commodity. β And here’s the thing, a lot of the time, if they’re bringing in, in you into a situation where they have to also interface with other people, the biggest thing the average person’s worried about isn’t that you’re gonna be brilliant. They wanna make sure that you don’t suck.
And even if you know the, the subject matter phenomenally well, they don’t know that you’re not gonna randomly blow up in a meeting or you’re not gonna have this, you know, cray cray discussion about UFOs or what, whatever it might be like, they don’t know you, ββ but I know this person I can bring into a meeting, and at the very least, they’re gonna preserve my reputation.
Like, people don’t think about you, they think about themselves, they think about what’s going on in their backyard, and if they know you, they’re, they’re likely to do it, but don’t think you can’t know anything. Like you’ve gotta be able to show up. And then I think, uh, you’re definitely going places. And also
I would just add be also the person that you want other people to be for you.
So if you wanna have. A network of other people. Then also consider being that level of support for other people as well, right? If you’re always thinking about connecting or always thinking about solving problems for other people, there’s a better chance that, you know, that’s the circle that you’re in, so to speak. ββββββββββββ
Hi, I’m Mitchell Walker, and when I’m not teaching people how to find hidden money, I’m out Stacking. Benjamins. ββ Let’s hear another success story. This one comes to us from stacker Derek, and, uh, after we hear about Derek’s incredible awesomeness, uh, we’re gonna talk about the last couple years. ββββββββββ
Hey, Joe OG and Doug. β
I was reading through this stacker thing and it said something about a free prize if I called in and listened to some presentation about a basement timeshare. ββββ In some seriousness, I’ve been listening to the Stacking Benjamins podcast for about eight or nine years at this point. It feels like we are neighbors that so much has changed over the years except the hogging of all the street parking.
With all those guests you always have over. ββ I can honestly say I’ve learned so much from listening. It sparked an interest in finance that has grown over the years. I was completely without a clue prior to the SB podcast. You guys are the best and it’s because of you. I now understand retirement accounts, insurance, money in general, and how poorly the guests are treated when they show up. ββ
I really dunno where I would be without you. β I even remember OG calling people during Covid just to talk about anything. β Thank you for 1500 and here’s to another 1500 if Doug can survive that long without pay. ββ On a more serious note, I am waiting for Joe to relay my admiration for Lenzo to. βββ He is a pillar of the bunker and a shiny gold bar reflecting light through the darkness. βββββββββββββββββββ
Derek, that’s why I wanted to talk about what a badass Le Pento was before you call, ’cause he is just an amazing, amazing man. Paul Pant, an amazing woman and we’re so happy that they’re with us as more lately. Doc G from Earner and Invest, uh, joined the team about, uh, three years ago. We’re so happy to collaborate with him.
And lately Crystal Hammond as well has been fantastic.
Yeah, I feel like we should talk more about the team behind the show, Joe.
Well let’s do that ’cause that is the present. So Doug, where are we gonna start? There? ββ Man,
I don’t know. You don’t wanna pick somebody first because then they’re gonna think, well, why didn’t they pick me first?
But so I’m gonna say Tina Karen, Kevin. ββββ
Well, let’s do this. Let’s talk about how the show gets made, then the present way the show gets made. ’cause that’ll, that’ll start off. So we start about five weeks out, and at the five week Mark Karen Rein, our producer, who you heard on the April Fools episode, uh, who is awesome with Tina Ichenberg. β
Karen and I have a meeting, the two of us, and we, we set the tone for the show for that week. And what we tried to do is if we did something on Monday, we’re gonna do something totally different on Wednesday. If we did something on Wednesday, we’re gonna do something totally different on Friday. And by the way, from Friday to Friday to Friday, where we often have guests on the round table, if we talk about something that is for one set of stackers, the next Friday we’re gonna talk about something different.
So we’re not playing the checkbox corporate diversity game, we’re trying to be a podcast that helps you learn about a lot of different topics and surprises you inside a format that’s comfortable. So we get about 70 pitches a week. I know Karen said this, uh, back on April 1st, but we get 70 pitches a week.
That’s amazing, uh, for the show. And we have. One slot now that we recently went to, uh, just one mentor a week. The Roundtable episode’s, usually somebody from the, from the community that we’ve curated and even from those 70, we’re often not picking from them. We go out and we get people. We got the CEO of Cirque de Soleil.
We got the CEO of United Airlines. A lot of the people that, uh, we get are not one of those people, but we set the tone and then we have a meeting Doug where we talk about, this is our guest. This is who we got. And that involves you. You’re in that meeting. Mm-Hmm. Yep. At as is Lisa Curry, professional comedian Lisa Curry is with us.
She writes a bunch of the show. Doc G from ER and Invest is there. Uh, Kate Youngin who does our Instagram and the reason she’s in on our Instagram lives, and she often does, uh, recordings for us. That’s why she’s in there, is to convey that message. And then of course, Karen Repine, the producer.
You know, one of the things that we’ve tried, and I say we, uh, in a very egotistical way, mostly you and og, is we make sure there’s a lot of different perspectives in the room when we’re having those discussions to make sure that when we’re picking topics or we’re choosing the way we say things in the scripted parts of the show, that we are not just being.
Who we are, right? The three guys, three middle aged dudes. Yeah. We’re not being those three middle aged dudes on the mic. It’s important that we have chosen who we’ve chosen to be part of that
planning meeting. It’s more like two middle aged guys and like one younger, βββ significantly more attractive ββ young man.
I mean, that’s how, that’s how I kind of perceive it, but two different generations even. I mean, it’s like baby boomers.
Lisa then takes the show. I’ll leave that alone. Le Lisa takes the show then and a week later we do a table read where, uh, Doug reads his parts and we, we talk about the beats of the show, what we’re trying to do.
It’s all laid out on a program that we use in front of us. Uh, so we all go in knowing what’s going on with the show, except one, there’s one human being in our organization who has no idea what’s going on in the show. ββ Before he shows up at the mic and it’s Mr. og. βββ And this, by the way, was something that really bothered me when we first started the show.
I was like, no, dude, you gotta prepare. And OG said the most bullshit thing I’ve ever heard it. But he’s like, no, I’m worse when I prepare. Oh, you’re right. Yeah, right. You’re worse when you prepare. He is like, no, I really am. ββ But being the nice human being that he was, oh gee, you decided to come in. You, you took it seriously and you prepared
for four or five whole days even.
No, it was actually, I recall, five or six weeks you prepared. And by the end of that, I realized, Doug, that this, this human being truly is way better. Like somebody can fake it for a few days where they’re showing up and on purpose, like, no, I don’t wanna prepare, so I’m just gonna show up and suck. But he would show up, he’d be completely prepared and he’d be wooden and he would be, he’d have all the stats down.
He’d be like a script. β And it was horrible. Radio wooder. ββ People β more, more wooder βββββββββββββββββ
and, and it was incredible. And the way that he can, uh, just spew data, I think it’s 43%. And then we’ll hit pause so we can go check the number and he’s like, I’m sorry, it was 44%. Oh, ββ just amazing. It’s annoying. Could use data. In fact, it was funny, when we first went to YouTube, β we played a clip from the show where OG was doing the egos.
I think the number was da, da, da. β And he gets ripped on the YouTube video. They’re like, oh, you think what? He makes a YouTube video? And, and and I went on the comments and went, this isn’t a YouTube video. This is a clip from our podcast where we’re in the middle of a much bigger discussion and he’s doing this without any data in front of him.
Wait,
hold on a second. I got, I got ripped on YouTube somewhere. βββββ
Do people rip people on YouTube? The nerve, right? What do they think? This is Reddit. How dare they βββ
We,
so
we send him a ref refund. You know what, just send that guy a refund. ββ No harm, no
foul. We had to change our YouTube approach because, because YouTubers want something different.
Now, our YouTube actually has changed partly because of that. But β we show up all prepared and then we surprise Doug. We surprise og, which sometimes is a lot of fun ’cause we will create, that’s great. We’ll create the episode to Screw with
og, at least the open. ββββ Yeah, it’s
fantastic. I appreciate it. But you know, obviously you say like, you know, you don’t prepare and that sort of thing.
But this is all I do every day. Talk to people about money, either in person or, you know, in this format every day for, you know, my entire adult life. So, mm-Hmm. Um, I might not remember what I had for dinner yesterday, but I can remember odd things about, you know, experiences and behavioral type type situations.
And most of the time when it comes down to money, it has nothing to do with your actual knowledge of the information. I don’t know where, you know whose quote this is, but it’s fantastic. And, and the quote is, if, if information was all that was required, β we’d all have six pack abs and be millionaires. We all know what to do, we all know how to eat healthy and you know, all that sort of stuff when it comes to fitness and, and money.
But it’s not what we do. So it’s balancing out and just the experiences of having conversations with thousands and thousands of people around, like how to balance out. βββ The reality of life. Right? You know, nobody gets into credit card debt because they wake up one day and go, you know what would be great today?
I’m gonna totally jack up my financial life for the next 15 years. Yeah. It’s gonna be a train wreck. I’m gonna really struggle. Like, and that’s the, and you know, you hear some people on ββ the radio and tv, YouTube, that’s their attitude towards people who are struggling with money. It’s like, well, you are just stupid.
Yeah. That’s a stupid decision. It’s like, all right, man. They like, did you know you’ve had credit card debt? I’ve had credit card debt. Doug’s had credit card debt. We didn’t, like, purposefully wake up one day and just be like, this is a great idea. I’m gonna ruin my life for a while. ββββ Woo. β Check that box. No, just life happens.
So I think just talking to people about, you know, how things really are, I, I, I think helps. β Quite a bit in a non wooden or way, I
guess. We also recognize that, uh, Doug, to your point earlier in og you and I get coaching from Strategic Coach and you told me this about Strategic Coach. Sometimes you show up.
And the message just doesn’t resonate. But six months later it does. They can do pretty much the same thing. And you come in, you’re like, this is exactly what I needed to hear. And this is exactly the messenger. And that’s why we have a lot of these amazing guests on the show. I’m thinking people like Kimberly Hamilton that were just on who, at my request, I actually had a, had somebody write in saying, this woman only bought one house and you had her on, I didn’t have her on because she bought one house I had her on because she’s one of the top people at a financial wellness organization called Rocket Money.
And she agreed to share how nerve wrack she was when she bought her first house and to use her expertise that way. So we curate these people for these stories and we, ββ our, our goal OG is to have people, if we don’t hit you, maybe one of these people will hit you the right way. Yeah. And you’ll be able to get the right person.
But one, one guest over the years. And we’ve had nearly everybody we could ever want on the show. We’ve had just amazing people on the show, ββ but one guest was different than all the others. βββ Susie Orman. ββββ When Susie Orman’s, people wrote to us and said, Hey, uh, we got a guest who would like to be on your show.
Her name’s Susie Orman. I’m like, oh my god. βββ Susie Orman, I think I answered three seconds later. Yes. βββββ I didn’t care what she was talking about. It was Susie Orman. β And generally I prepare a ton for our interviews ’cause I wanna make sure that people get stuff out of it. Uh, Cheryl, my spouse will tell you, I didn’t prepare at all for Susie Orman. βββ
And my spouse was like, what are you, what? What are you doing? Why aren’t you prepared for her? I said, do you know Susie Orman? ’cause Susie Orman OG is gonna say whatever Susie Orman wants to say. If you know anything about Susie Orman, she’s gonna say her stuff. My main goal with Susie Orman was to see her strut.
I wanted to see those peacock feathers come out. Right. I wanted to see those. I’m, do you know who I am? I’m Susie Orman. β And, uh, and so Susie came on ββββ and she was very charming, but halfway through the interview β I poked her a little bit. I prodded a little bit, βββββββ and then she started talking about her private island β and the peacock feathers came out.
And I’m like, this is fantastic. And we got, we had a great time together. She was way more charming than I thought she was gonna be. She even, she maybe blush one time, she’s like, look at how your face is turning all red. That’s so cute. And it was, it was very funny. ββ And then I hang up and I’m all excited because we just had Susie Orman β not knowing that Susie is on one of these tours where she’s going from interview, to interview, to interview, to interview a junket right after me.
She went and talked to Paula Pant on Afford Anything, β and if you guys haven’t heard βββ Suzy Orman’s interview with Paula Pant, that went an entirely different direction. ββ Susie burned the, uh, fire movement, talked about how stupid it was. Just said all this is NDI stuff. And so here I am all excited. Two hours later I call Paula and I’m like, Hey, guess who was on my show?
She goes, okay. When you get done, I gotta tell you who I just had, what happened on mine. ββββ
You know why that unfolded the way it did? Paula prepared and you didn’t, ββββββββββ
that that might be true. ββ
I don’t know. We still got great audio. I thought it was great. Yeah. All right. We have a note here before we talk about the future of the show and then we’ve another great call in Grace wrote to us and Grace said something fantastic.
Grace said first all Stacky Benjamins has helped me with my life is pondering how to get neighbor dug a shirt so he stops complaining. ββββββββββββββ
And then she, she actually then wrote a great note. She said, seriously, though I love the banner, the easy to understand discussions, just talking about finance openly with no shame. I’ve also loved hearing from experts in the short interviews short enough to pique my interest so I can do some more research, but not too long if it doesn’t interest me.
The weekly competition is great. The trivia questions keep me engaged all around. Great show. Grace. Thank you so much for writing that, and thanks for being a stacker with us. ββ I’ve got another great call here that I’d like to get to from our friend, Lambo. Hey, Lambo. ββββββββββββββββ
Hey, Joe and OG and Neighbor Doug. I’ve been listening to the Supreme stackers for years β as I was ramping into the possibilities of early retirement. The caliber of your guests and your advice was thought provoking and insightful. I frequently recalled the phrase that some people don’t know what they don’t know. ββ
The deadpan confident comments from OG βββ that you often fleshed out captured my ear and some of my brains. ββ One of the biggest recurring themes was writing down a financial policy and sticking with that strategy and policy β as we witnessed the market behavior throughout the Covid chaos. Having just retired in August 19, sticking to our investment policy and actively simplifying 132 different holdings to a handful.
Wow was an actual step to simplify our finances and have clarity on our allocation and diversification. ββ This positioned us for full participation in the rapid recovery. On top of that, it was great to share a beverage with you guys in real life at FinCon 21 in Austin. ββ Any who. Those early shows helped build my education in the space and gave me confidence to step through the exit.
When that opportunity appeared, the Stack book came out and it was a joy to consume. And later even interviewed Joe during the book tour in Texas on the Phil Outer podcast. Yellow is one of my favorite colors, and that book is an easy to find reference on my desk. Thanks for bringing high caliber content 1500 times with a little humor or a lot of humor, and herding the cats that are help us stack the bins from HQ in mom’s basement.
And Joe, can you get cracking on the next book? β And we need a lot more of Emily’s cartoons and captions. I think you call them infographics. βββββββ
That terrified me. Why’s that? I love Lambo because that. Shows me that people are listening to like what we’re saying. I know what I should be thinking about what’s coming
out of my mouth 130.
What positions Lambo. That’s, that’s incredible. Wow. And the fact that Lambo is also somebody that went out and started a podcast after listening to us, and I’m so happy to point people there. The lighter podcast, he hung out with us at Houston on the book tour and uh, yeah. Oh gee, we got to have a beer with, uh, Lambo in Austin. β
Lambo. You know, it’s funny that you talked about investment policy statement. I’m with you. I think the one thing that we wanted to do when we created the show was show people some of the stuff that financial professionals think about that we don’t see much. And we still don’t hear much about, you don’t hear enough about the efficient frontier, which Paul Merriman talks around, but doesn’t talk directly at and over the next 1500 episodes.
I’d love for us to talk more about that OG and then also. ββ I think this idea of investment policy statement has been something that I’ve heard so many stackers talk about that they hadn’t heard before. And yet, I don’t know, A CFP who does not use investment policy statement. I’m sure they’re out there, β but any great certified financial planners gonna use this and it’s because it’s a much more effective way to invest.
And two other things, the timeline of your goals that we heard earlier about from Christine and the weekly money meetings I think are also important things. So there’s some of these concepts, OG, that we’re, we’re trying to bring to the table that, um, investment policy statement though, to Lambos point, a huge one.
It’s probably the single most important thing that you can do from an investment standpoint because you create it when there’s no stress or pressure around you when you’re just sitting there and drawing it up and sketching it out, and there’s nothing extemporaneous going on. β To pressure your decision.
And so you create this thing that says, here’s the return I need to reach my goals. Here’s the types of investments that have a high likelihood of helping me reach that return, that therefore will reach my goals. And then here’s how I’m gonna make decisions around β changing my investments as time goes on.
And no one ever says when they’re writing it down, no one ever says, I’m gonna wait until the market goes down 20%, then I’m gonna freak out and move it all to cash. Like that’s not what gets written down. You say, well, I’m gonna rebalance, I’m gonna make good decisions, all that sort of stuff. And so it gives you the opportunity to think about this.
And then when the world does take a crap from an investment standpoint, you can go, hold on a second, I thought about this when there wasn’t any stress. I’m gonna do what my plan says βββ and see what happens. And of course, what always happens is if you follow your plan, you know you have good outcomes. So ββ I’m surprised that more people don’t do that. ββ
Maybe in the book, in the 2.0 book, we’ll work through investment policy
statements. I remember after, uh, Cheryl and I got married, it’s like grandparents going, so when are you gonna have kids? Then you have kids, like when you got more kids when are gonna to be fair.
You know, I mean, you’re talking about like kind of the next stuff coming.
I’ve been waiting to kind of dip my toe into this, uh, pretty easy thing about writing a book, but I didn’t wanna overshadow you, β so I thought it would be very embarrassing for you if I sold more books or something, which will happen, I’m sure. And I didn’t want you to get super frustrated about it, and I’d like bang it out right on the heels of yours.
Are you, are you saying it out loud then? I’m just like, you gonna say it out loud? I’m gonna sell more books. And yeah. I mean, it’s pretty clear that that’s
what happened. But how convenient that he’s announcing this right after chat. GPT-3 comes out. Four.
Four buddy. 4G PT, four way, way more human-like Yeah.
Write me a chapter that’s just like Joe’s chapter. That’s what I’m gonna write, but better but
better. Cute illustrations. ββ
Yes. With that little, uh, what’s that, what’s that new one called? The, it’s like Sona or something? Soma, where it creates the ad? Have you seen that yet? With chat? GBT Mm-Hmm. Oh my gosh. I think it’s Soma.
Soma. Yeah. It takes like, literally you can write up what you want the camera to do β and it will literally create an ad of like, you’re like watching a video. It creates β
video and about the guy throwing the football through the, through the tire swing. Yeah.
You can do whatever. Yeah. Yeah. It’s pretty neat.
But anyways, um, so yeah, maybe we’ll have a section about investment policy statements in the, uh. Version of the book that sells more than Joe’s.
You heard it here first. Oh, gee’s. Got a book on the way. I hadn’t heard it until this. β
I can’t, I wouldn’t say it’s on the way.
So would you say September, September, October release?
We’ll see. Maybe we’ll see. We’ll see. I’ll see what my book deal people say, which I should. Uh, Joe, could I get a copy of your book Deal People? βββ I need to email them something. I have an
idea. ββ The, uh, future. By the way, while you’re talking about the future, we do have a few things. We have some guides that are going to hit the market this fall.
We have a, uh, tax planning guide that we’ll be helping people with a guide to help you with HR decisions. And then from, you know, we love the 2 0 1, but sometimes there’s a concept we talk about over and over and over. We are in the middle of making individual one page help sheets on those. We have one for the text triangle.
Now we have one about net unrealized depreciation. Now we’re going to be making a series of those, so people asking, wondering what’s next for us? More shows, more lives on Instagram, more of our show’s recorded live on YouTube. That’ll be, I think, an an increasing thing. I thought you
said more lies on Instagram.
More lies
on Instagram. We’re gonna lie on YouTube. We’re gonna lie on Instagram. We’ll lie on the podcast. Yeah. It’s Cat GPT
Make me skinnier for Instagram. βββ
Thank you so many people for sending these in. I should have known that we didn’t have time for everybody’s, but, uh, I got time for one more. Let’s hear from stacker Billy, who I met out in, uh, San Francisco. βββββ
Hey Joe, NOG and Doug. ββ This is Billy from San Francisco. I don’t know if you remember me, but I joined you on your stack book tour in San Francisco. β I just wanna say thank you very much, uh, for doing what you guys do without your podcast. I would not have been able to get outta my own head and, uh, get rid of my debt and start budgeting. β
Uh, I just wanna give a shout out to you guys and for everything that you do. I am in a much, much better place financially now than I was. I don’t know when I first started listening to you guys like four years ago. I’m consumer debt free. Um, other than my car and my home loan. Other than that we’re saving for my wedding, which is coming up at the end of June. β
And uh, βββ it’s been great. Thank you very much. Congratulations on your 1500 episode, ββββ
Billy. Great to hear your voice again, man. And I don’t even think, Billy, I don’t think you were outta credit card debt when we talked in San Francisco, but I know you were doing a heck of a job about that, that, and it’s exciting to see that, uh, this, this OG is not about a destination.
It’s about enjoying the journey. And when I met Billy, he was not even as well as he is now. And I remember just, I don’t know, Billy seemed to be in a really good place then. I think you gotta remember that you gotta be happy with today. There’s no
end game in financial planning, I don’t think, you know, and your journey toward it, you know, we were talking about the investment policy statement, but it, it goes to this as well.
You say, well, when I get to retirement, I just had a friend ask me this the other day when I get to retirement. Like, how do I know when I should be really super conservative with my money? β And I’m like. βββ Have you not listened to anything that we’ve said? Like, β start at episode one again. Why are you such an idiot? β
Redo it. β But like, as you think about the path that you’re on or the journey that you’re on, A, you’re not gonna fix everything in one day. β B, you’re not gonna be completely done in one day. And when you do think you’re done, there’s always more that you can do. Or there’s always a different, you know, dynamic of people that you can support or things that are important to you, or whatever the case may be.
And so when you get to like, oh my gosh, I’m finally done. I’ve got my emergency fund and my debt paid off, it’s like, well, that’s great, but ββ can you also do this? Like, you should celebrate that. And it’s not like you, you know, don’t want to appreciate that. George Leonard’s got a great book called Mastery.
All he talks about is appreciating. The idea of being in the plateau, like the whole idea of growth happens in really short periods of time. And then you just hang out at the same level forever and then all of a sudden another spike of growth happens and we’re trying to like get all of our energy and excitement out of the one little teeny, tiny bit.
And it’s like we should have, have much more, much more joy around the process. So,
well stackers, I think that’s a great place to end. Uh, thank you for helping us enjoy our journey as a podcast. We hope that we can continue to help you enjoy your journey along the way. Make it fun and exciting and, uh, profitable as you make your way towards Stacking.
More Benjamins. So, gentlemen, Doug β og, thanks for being my partners here on the show. This has been, ββ well, it’s been okay. βββββ
It’s been moderately tolerable. βββββββββββ
I can’t think of a more, nah, ββ
as the kids would say, meh. β
Yeah, βββββββββ
it’s been very mid.
Can’t think of a more meh way to spend the last 13
years, but onto 1500, back to more greater funner, more excellent.
Uh, more gooder. More gooder, Doug. Why don’t you wrap this thing up for us. Uh, what should be on our to-do list today?
Well, Joe, here’s what’s on our to-do list. First, take some advice from us looking for your thing. Serve your audience. Forget about all of the little things, and serve the people you serve.
Second, get started. You can’t accomplish your goals. If you don’t get rolling, seriously, pause this right now and just go. ββ But what’s the biggest to do? ββββββ I gotta print. I love Doug T-shirts in a lot more languages. I’m gonna be the Taylor Swift of Personal finance across the globe. βββββββββ This show is the property of SB podcasts, LLC, copyright 2024, and is created by Joe Saul-Sehy.
Our producer is Karen, Repine. Karen and Joe. Get help from a few of our neighborhood friends. You’ll find out about our awesome team at Stacking Benjamins dot com, along with the show notes and how you can find us on YouTube and all the usual social media spots. Come say hello. Oh yeah, and before I go, not only should you not take advice from these nerds, don’t take advice from people you don’t know.
This show is for entertainment purposes only. Before making any financial decisions, speak with a real financial advisor. I’m Joe’s Mom’s Neighbor, Duggan. We’ll see you next time back here at the Stacking Benjamin Show. βββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββββ
Didn’t expect to hear my voice. Did you β welcome back to the after show? For those of you new to Stacking Benjamins, this is the thing we used to do before Apple decided we didn’t need to
before our overlords told us.
Going old school on your asses. Yes.
This is the part of the show that uh, people don’t talk about.
What, uh, happens in the after show stays in the after show. So comfy
here. I feel so at ease here. In the after
show, we did a lot of them. Yes, in our day we did a bunch of them. So good. We actually did one after show one time. I don’t know if you guys remember that, involved chorizo sausage and we had to take it down. βββββββββ
I do not remember. No. Which of us had the unfortunate interaction with Rizo? I love
chorizo. So what are you talking about? I’m
not even gonna tell you guys what it was about, but we had to take it down. βββββ
So, uh, was it an explosive
session? It was not good. It was, it was not great. But we do have something great.
og You saw some, you saw some movies or what, or what are we talking about here?
No, I’m, I’m looking at the May, June calendar. I’m busy right now, so I don’t have a lot of movie time. I can’t just take off on a Tuesday at noon, you know, and go see the movies. Is he looking at me for real? So β
I feel like some, I feel like I’m
being attacked.
Have you guys seen the preview for this yet? ββββββββββββββββββ
First time you take off, ββββββββββ you gotta push the I believe button. βββββββββββββββββββββββββββββ
I fell in love with aviation. At four years old, my
dad took me to an air show and I got to watch the Buenos fly for the very first time this year, we’re bringing
five new people into this team.
Something
I never thought was actually gonna happen. It’s
one in a million. ββ
We only have three months To get to a point where we can take it on the road, it can be frustrating
at times.
The challenge is to get the newbies up to speed, β and that can be scary. ββββββββββββ
When you’re flying 12 inches apart. ββββ
Everybody’s lives are in each other’s
hands. It an
eye-opener
for how inherently dangerous this
job is. Ready Roll hat. βββββββββββββββββββββββββββββββ
The Blue Angels, Doug, snoring. I’m on the opposite end. I wanna watch that. And the world around you. Seems that sounds awesome. This is AAV Gee,
next
six jets fly one. That’s the, I’m not AAV geek. And I think that sounds cool. Do the precision These guys gotta work
with. JJ Abrams is the producer in this, so there’d be a lot of
explosions.
Is
it a documentary? I
hope not. I don’t know if it’s a I, I don’t know if it’s a document. It’s imax. It’s coming to imax. It says which imax? Blue Angels. All the All the things. All the fields. Yeah. That would be lots of sensory overload. Which is gonna be kind. Cool.
He’s goog in the third row, crying like he’s watching Steel Magnolias.
Yeah, βββ
it’s fried green tomatoes
all over again. Put his pants down.
Yeah, ββββββββββββ that would be, I love you so
much. Yeah. ββ You don’t wanna see this. All right. Takes so long. All right. Hey, maybe, maybe that’s not for you.
I just said I wanna see it. I wanna see it. Yeah. No,
Joe’s. I think that looks great and I’m mostly giving you crap, but I think I wanna see it too.
Dan, is it? I max only though, ’cause I don’t know if you guys know this. We’re in Texarkana ββ and that might be a little difficult for me to get to. ββββ Like I could have my buddy Rick put his screen really big in his backyard, if we could do it that way. Just real close to the,
uh, 72
inch. It’s close to your 27 inch Sony Bravia tube television.
All right. All right. All right. If you don’t wanna see that movie, which Doug Okay. Do. Maybe you’ll see it. Maybe you won’t. β You absolutely have to go see this one. This comes out in June. Top two actors of all time. Tell me this is not on your summer watch list. Lee Marvin
in 5, 4 3. ββββββββββββββββ
Come on Mike. Slow down. We are Lee. β My stomach. Mike, I need a ginger. A ββββββββββ ugh. Get a
ginger a and nothing else. ββ I
know those dogs fresh for the man yesterday. Gimme one. Put
some relish on that ββββ register. ββββ Mm. βββ Is that
Skittles on the counter? Marcus looks ain’t mine. Mike?
Yes it is a
Marcus. Get in
the car. He has a gun to my head.
Wonder deal with him. You wanna deal with me? Sorry sir. But I gotta go βββββββββ call 9 1 1. Aren’t you the police? βββββββββββββββ
This? You need my snacks?
No sir. You ate my snacks, didn’t you? You need to get a job. I’m a US Marine sir. What didn’t you
need to
deploy? ββ
Dad? Look we now have evidence that the late captain Sir, do we know what this is yet? I have no
idea. No clue. But I like Skittles on the counter.
That’s a great one. Bad boys.
Three
bad boys. βββββββββββ
Ride or die. Oh, with Will Smith and Martin Lawrence at its finest.
I thought that was gonna be like wild hogs. βββββββ Not nearly the No, no, no, the, the depth of, uh,
wild Hogs. There are, uh, a few explosions in this trailer. As you might
surmise. Those films were so damn funny. Oh,
they’re so great. I haven’t seen a single one, the movie.
I thought I
was hoping Stop it. Hold on, hold on. No, we’re not blown past this. You’ve never seen a bad boys movie? No. ββββββ No. What country are you from? Do you think
this is anti-American. When you look at Doug, do you think Bad Boys?
I think it’s anti-American
to not to. I appreciate literature. Are you a communist?
Doug? Are you a
communist? As a matter of fact, βββββ we must control the means
of production. It’s like a blatant for a meeting. ββββββββββββ
Okay, fine. I’m over two. Never have for Doug. Sorry that there’s not a, uh, I’ve been on both of them. All right. Thank you. Thank you very much. βββ Enjoy your sitting at home alone. Time Doug. Oh, me and Joe go to the movies together. ββββ Promises.
Promises
prying like steel magnolias with the popcorn bucket sits in the empty seat between you and then your hands just gently graze each other’s as you’re reaching in.
Accidentally
touch. Yeah. As we β
sharing the maybe a little too long over the popcorn bucket, I knew this is a bad idea. βββ You brought the on yourself, man. Uh, no. I, the one I was hoping you were gonna play, which I’ve seen quite a bit of commercials for recently, is the New Guy Richie movie that’s set in World War ii.
Fabulous. Have you fabulous. Like you’ve seen
it, the previews look amazing. Yeah.
What is it? The, the mis, the Ministry of Un Gentlemanly Warfare, something like that. I
think it’s, I think it’s Guy Richie and Jerry Bruckheimer together. Wow. Nice. I’m not kidding.
That’s a over the top. Over the, over the
top.
How many explosions? Yes. And cliches. Can we put in a movie at the same time? It’s
like Inglorious Bastard, like that kind of movie. It is.
Oh, it is. That’s exactly right. Yeah. I think it’s gonna be like Inglorious Bastards. Yeah. But Guy Ritchie
style. β And, and while we’re at it, I’m on episode two of the Gentleman, I.
And for anybody that followed us Back in the day, we used to talk about Peaky Blinders. This is like Peaky Blinders of today. I feel like, yeah, you know why? That’s all about. I just finished it. I’ll tell you why. That’s, that’s all. Number one. Some of us have lives, but number two is because of the fact that seemed unnecessary.
Episode one is so intense, Cheryl was like, β yeah, I need a minute after the first episode. Like what? What the brother does in episode one, and I won’t give it away, but he does something a little bad. Cheryl’s like, that was so intense. And then episode, you just wait episode, episode two is so funny. Now she’s excited to see episode three ’cause the Humor’s finally coming out.
I think,
if I’m not mistaken, episode three involves a chicken suit. ββ Have you seen that? Episode
one has the chicken suit. β Mm. β Really. End of episode one is the chicken soup. Yes. Really?
Yes. Yeah. They did pack a lot
into one then. I know. Wow. And so she’s like, Nope, I’m done. I mean, that’s why she didn’t like the bear was because she’s like, it’s too intense.
It is too intense. Yeah. Actually,
I talked to somebody about the bear who worked in that industry for a long time, and they’re like, I can’t, like I got out for a reason. That’s too reals. I can’t go back into that. And that’s it. Yeah. And I’m out. But, uh, not many of us have worked in the industry that the gentleman has set in.
No. βββββ
Might not be in that
industry. So good though. Worth, worth diving into eight episodes maybe worth it.
Yeah. βββββ All right. Uh, we’ll see you guys. Episode 3000 for the next after show. What Joe
will be, 84. Oh.
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