Ever look at yourself in the mirror? Of course you have! How many times have you had to tell that person looking back at you to get out of the way? If you’re like us, A TON. Mel Robbins discovered that one simple gesture in the morning can make all the difference in our decisions. She’ll share details of her own journey ugly to success after financial hardship and how five seconds and high fives changed her outlook. High fives aren’t just for big accomplishments or a way to communicate with friends. You can (and should) give yourself a high five every day for all the successes in your life, no matter how insignificant they may seem. Mel dives into the science behind how these small habits changed her life and how they can change yours too.
We are back teaching your about annuities during our headline and one annuity company is pleading to independent financial advisors to give their products another shot. Annuities aren’t always painted in the best light and we’ll hear what this company is doing to change that. During our Magnify Money voicemail, Roy wants to pick Joe and OG’s brains about their asset allocation. And of course we’ll include some of Doug’s trivia.
Enjoy!
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Our Headlines
- Annuity Innovation in the RIA World (Pacific Life)
Our TikTok Minute
Mel Robbins

Big thanks to Mel Robbins for joining us today. To learn more about Mel, visit her website. Get a copy of her book, The High 5 Habit, here. You can also sign up for the High 5 Challenge here.
Doug’s Trivia
- What is the definition of compound interest?
MagnifyMoney Voicemail

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.
- Roy wants to know how Joe and OG allocate their investments.
Want more than just the show notes? How about a guide with STACKS of related, deeper links?
- Check out The Stacker, our email that comes with every Monday and Wednesday episode, PLUS a list of more than 19 of the top money lessons Joe’s learned over his own life about money. From credit to cash reserves, and insurances to investing, we’ll tackle all of these. Head to StackingBenjamins.com/STACKER to sign up (it’s free and we will never give away your email to others).
Want more resources? Check these out!
- Gretchen Rubin joined us to talk about habits, happiness and our money: Gretchen Rubin on Money, Happiness and Creating Habits
- Our writer, Kevin Bailey, wrote a blog piece on investing and diversification: Lessons From My Grandfather: Stocks, Funds, and ETFs
- Brent Henningson talked to us about annuities with the fun analogy of winning the lottery and how to choose the lump sum or annuity option: Annuities, Lotteries, and More (with Brent Henningson)
Written by: Brooke Miller
Miss our last show? Listen here: How to Beat Fatigue from Frugality
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