Perfect Gifts for Financial Freedom Fans (SB1612)

Are you wondering what to gifts get the money nerds in your life? We have your answers! We’re joined by Mindy Jensen from BiggerPockets Money Podcast, Jesse Cramer from the Better Interest Podcast, and OG. They gather round the roaring fire to discuss with Old Man Grandpa Joe what they want for Christmas. Tune in to get the creative gift giving juices flowing for that one person who seems to already have everything!

In the second half of our show, our panel shares their second round of great gifts for money nerds.

Stick around for Doug’s Christmas classic movie-related trivia question.

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

Enjoy!

Watch On Our YouTube Channel:

https://youtu.be/AQ03iPQU1EM

Our Topic: Our favorite gift ideas for the money nerds in your life

During our conversation, you’ll hear us mention:

Experiences vs. material gifts.
The gift of spending time together.
Giving experiences.
Gifting subscription services.
Board games.
Cold storage wallet
Meaningful books.
Gifting shares of individual stocks.
Gifting shares of your favorite ETFs.
Gifting to a child’s 529 Plan.
Minimalism, downsizing.
Coffee-of-the-month-club.
Beer-of-the-month-club.
Coffee mugs.
Buying vs. borrowing a book.

Our Contributors

A big thanks to our contributors! You can check out more links for our guests below.

Mindy Jensen

Another thanks to Mindy Jensen for joining our contributors this week! Hear more from Mindy on her show, BiggerPockets Money Podcast at BiggerPockets Money Podcast Podcast – Apple Podcasts.

Jesse Cramer

Another thanks to Jesse Cramerfor joining our contributors this week! Hear more from Jesse on his show, The Best Interest at The Best Interest – Complex Personal Finance Made Easy Podcast Series – Apple Podcasts.

Learn how you can work with Jesse by visiting The Best Interest – Invest in Knowledge.

OG

For more on OG and his firm’s page, click here.

Doug’s Game Show Trivia

What year on today’s date in history did Rudolf The Red Nose Reindeer (the TV show) first air?

Mentioned in today’s show

Join Us on Monday!

Tune in on Monday when we welcome the woman helping you CRUSH money goals, Bernadette Joy, as we roll into 2025.

Miss our last show? Check it out here: Is Robinhood REALLY Shaking Up Financial Planning?

Written by: Kevin Bailey

Episode transcript

[00:00:00] Doug: I don’t need anybody. I’m, I’m independent.

[00:00:05] OG: Yeah, me too. I am. What? Whatever you

[00:00:09] Doug: said.

[00:00:09] OG: Well,

[00:00:10] Doug: independent, what do you say? We both be independent together. Huh?

[00:00:20] Live from the basement of the YouTube headquarters. It’s the Stacking Benjamin Show.

[00:00:35] I am Joe’s mom’s neighbor, Doug, and just think all your. Loved ones are gathered around the tree opening gifts, and someone buys you a Cleveland Browns jersey. What the fuck? Don’t they have any idea how much that team sucks? And B, don’t they know you are a money nerd. Today we’ve made a podcast that you need to share with the people who loved you.

[00:00:58] Because we’re gonna lay out the best gifts for our friends in the financial independence community. The people who loved you like yesterday, loved you long time. If they gave you a Cleveland Browns jersey, it’s obviously past tense. I think it’s the people who love you. But anyway, and to help we welcome or welcomed the woman behind Mindy on Money and the BiggerPockets Money podcast, Mindy Jensen Doug, it’s so lovely to see you.

[00:01:29] I’m working here and the guy who’s got your best interest at heart, Jesse Kramer, and from this podcast, the guy who isn’t the Grinch, around the holidays, og. Of course, that’s not all. I’ll also share some of my warm and delicious trivia halfway through. God, that’s awkward. And now a guy who is ready to roll on today’s gift giving Extravaganza, it’s Joe Saw.

[00:02:00] See? Hi.

[00:02:02] Joe: Hey Doug. Why don’t you get your mouth closer to that mic, man. Just flare a little more buddy for a

[00:02:06] OG: second. Welcome

[00:02:09] Joe: to break

[00:02:09] OG: down the game there. Announcer boy.

[00:02:13] Joe: A live recording of the Stacky Benjamin Show that’s already off the rails nearly as much as Wednesday Show was. And today. Look at what I got.

[00:02:21] og. I got the button today we’re gonna talk about for that money nerd in your life if we can.

[00:02:27] bit: Bye bye. Bye Bye. Bye bye.

[00:02:30] Joe: Isn’t that great? Huh? Get ’em one of these. Nothing annoys a money nerd. More than bye. Bye bye. Yeah, good

[00:02:37] OG: times. How you doing rg? I can’t wait for that thing to run outta battery. It’s like slow pain or fast pain.

[00:02:44] It’s just how. How many times can I get you to press it so that eventually it goes, bye. And then instead sell, sell,

[00:02:52] bit: sell.

[00:02:52] OG: Yeah. Just keep pressing buddy. Look. All the buttons,

[00:02:55] Joe: it’s fantastic. Wait a minute. Is that your own voice? It is not, it sounds like me though, doesn’t it? Bye.

[00:03:01] Doug: Bye. Bye.

[00:03:02] Joe: It does. Yes. I could have made these, that somebody got ripped off.

[00:03:06] I could have, they could, had, they could, had this voice instead of the person doing the soundalike. And the guy who sounds like the guy who’s the host of the Best Interest podcast is here, Jesse Kramer. How are you man? Are you man? I’m,

[00:03:18] Jesse: uh, true story. So my brother called the office today and one of our admins picked up the phone and before forwarding it on to me, he’s like, Jesse, I gotta tell you, I.

[00:03:27] Your brother sounds exactly like you. So we, we have gotten that a lot in life. So the guy who sounds like the guy who’s the host of the best interest, that’d be my brother. Sadly though, today it’s me. Just me. It,

[00:03:36] Doug: it, it actually is you. Yes. Can we get him for the show?

[00:03:40] Jesse: You can. You can Doug The rivalry continues.

[00:03:42] Doug

[00:03:43] Doug: Doug with the Bernie question. Jesse. It’s worth a shot,

[00:03:47] Joe: Joe. We tried so hard. Well, that’s the whole thing, Jesse. We were trying to get your brother on. He said no. Yeah. And so we get, we, we get. Jesse, how’s things going at the Best Interest podcast? I think it’s going really well.

[00:03:59] Jesse: Things are going really well.

[00:04:00] We released an episode, uh, featuring you, Joe, a couple weeks ago and got some rave reviews. We, we released an episode today about weird hacks, bad hacks, and new rules and interesting discoveries and personal finance. That one is. Getting some good feedback so far. So thi things are good, things are good Doug.

[00:04:16] By the way, you’re still here, you’re not on payroll anymore, but you still show up every recording. Is it? What’s going on with that?

[00:04:22] Doug: I’ve never been on payroll,

[00:04:24] Joe: Jesse. Way to go, Jesse. And we gotta deflect from that discussion. Thanks man. Fred, just pour salt in that wound IOUs.

[00:04:31] OG: He’s on the IOU train. Yeah, he has a bunch of ’em

[00:04:35] Joe: and the amount he owes us so far and he keeps showing up to owe us even more.

[00:04:40] Time after time. The woman is here to save this live podcast. Mindy Gents. It’s back. It’s about time. Mindy,

[00:04:46] Mindy: it is about time. Joe, uh, Doug. I’m sorry I ruined your intro.

[00:04:50] Doug: Well, uh, we understand you’re a rookie to the whole podcasting thing, Mindy, so we’ll give you some grace this time.

[00:04:57] Mindy: Thank you. I appreciate it.

[00:04:58] Joe: Yeah. Mindy, when you figure out what this podcasting thing’s all about, you know, how many very seriously, how many episodes has the BiggerPockets Money podcast had because it’s. It’s up there now. It’s gotta be what? 500? 600?

[00:05:10] Mindy: We just released episode 582. Yeah. Bam. I was close. Yeah, you were. It’s like you listen and you just recently passed episode 1500.

[00:05:20] I. I know. I would like to note that you didn’t invite Carl and I on episode 1500, which is kind of a natural. I heard from your tens of listeners who said, yeah, he really dropped the ball there.

[00:05:31] Joe: We totally did, didn’t we? Yeah. Did Mr. And Mrs. 1500, what were we thinking? What were you thinking? Well change the name to Mr.

[00:05:36] And Mrs. 2000 and you’ll be the special guest then.

[00:05:40] Mindy: Okay. Sounds great.

[00:05:41] Joe: It’ll be perfect. So what’s going on at BiggerPockets Money? Mindy? Good stuff there too.

[00:05:46] Mindy: We are talking about money. We’re talking about things that can help you on your journey to financial independence. We are diving kind of deep into the middle class trap, which is where a lot of people find themselves.

[00:05:59] They have contributed to their 401k. They have their house either purchased outright or you know, they’ve got a lot of home equity and that’s kind of the end of their wealth. So when they. Retired. They don’t really like, especially if you retire early, you don’t really have an opportunity to pull anything because your 401k is for your retirement years, but you’re like traditional retirement years.

[00:06:19] So you find yourself in this. No flexibility. No flexibility. You find yourself in this trap. You’re rich, but you’re really only rich on paper.

[00:06:26] Joe: Wow. We got Mindy Jensen here. Jesse Kramer’s here, OG and Doug. We’re gonna take a second here because we’ve got a couple sponsors that make sure this podcast goes, goes, goes, so you don’t have to pay for it.

[00:06:39] And we can keep podcasting. We’ll hear from them, and we’re off and running on helping you make the holidays a little more fun for the money nerds in your life.

[00:06:55] What I should have said there before the break, I said, for the, uh, money nerds in your life, so the people around you can make your life better, right? The goal of this episode is to hand your device. To your friends and say what these guys said, get me that. Don’t get me. The Cleveland, Cleveland Browns, jersey Doug.

[00:07:13] Oh my goodness. Even Cleveland Brown fans are like, no, no, no. Yeah. You threw up in your mouth a little

[00:07:19] Doug: bit just saying it, didn’t you?

[00:07:20] OG: I say the uh, Cleveland Browns jersey. Isn’t that just the bag on the head? I think. I think

[00:07:25] Joe: that’s what it’s, so it’s becoming, I’m hearing the nod from Cleveland right now.

[00:07:31] Alright. We are talking gifts for money nerds. Mindy, let’s go ladies first here. What do you think a money nerd would absolutely love? What do they need that they don’t yet have? I.

[00:07:42] Mindy: So Joe, I know why you invited me on this show. You invited me because you wanna get me a gift, but you’re not quite sure what I want.

[00:07:49] Joe: She’s onto me. Jesse, she smart, smart strategy. Totally onto me.

[00:07:55] Mindy: Yeah, I am. So Joe, I am in my D acquisition phase of life. I don’t want any more stuff. Okay. I am looking for. Spending time with my friends, experiences, consumables, things like that. I’m trying to get my health in. I’m trying to get my body in better shape, so I’m gonna go with consumables first.

[00:08:15] Like I am a really awesome baker. I have a lot of friends who don’t want stuff in their lives. I can bake you the most delicious cookies ever and that is a really awesome gift. I would also like an experience of maybe, Joe, you coming to my house and baking cookies with me. Can you imagine, first of all, how amazing that experience would be?

[00:08:36] ’cause I’m sure you’re an awesome chef, right?

[00:08:37] Joe: Wait a minute, wait a minute. Is is your gift to me gonna be me coming over and baking you cookies? That’s your gift to me. No, that’s your gift to

[00:08:44] Mindy: me coming over and spending time with me here. Oh, or my gift to you is, I know you like to bake cookies, but cleaning up is such a hassle.

[00:08:54] So you come over to my house, I have all the ingredients. We bake a lot of cookies. Then I send you home with the cookies and I do all the cleanup. It’s these experiences. Or Joe, I know that neighbor Doug is a very, very good baker. He and I are gonna take a class together. Why are you shaking your head Doug?

[00:09:12] I

[00:09:12] Doug: freaking hate baking. I absolutely hate baking. I think neighbor Doug

[00:09:16] Joe: would get baked before he baked.

[00:09:19] Mindy: That’s fine. I live in Colorado. Tell me what you like.

[00:09:24] Joe: Doug. Well, I like this idea of experiences, and Jesse, your daughter is too young to be doing this yet, but do you remember the days when you were a kid and you know, you gave mom or dad one of those gift certificates?

[00:09:36] This is good for a car wash or good for a, yeah, good for a money nerd like you, Jesse.

[00:09:41] Jesse: Yeah, I, I still go those out occasionally. If I’m, uh, being, if I’m a little bit tardy in my own gift purchasing and someone important it’s their birthday or something, I, I will give a, a custom gift card, you know, something that I haven’t actually purchased yet, and, you know, like, I’m 90% good on the follow through there, I owe you, which I feel, I, I feel like that’s kind of important.

[00:10:00] Yeah. Yeah. I did see Mindy just held up a certain book. I’m not gonna steal Mindy’s Thunder, but I will say that book’s title is over here on my Google Doc, so. It’s either great minds think alike or fools seldom differ. Oh, I think it’s the first one. Do you have it

[00:10:16] Mindy: for show and tell Jamie

[00:10:17] Jesse: I

[00:10:18] Mindy: just,

[00:10:19] Jesse: it’s okay.

[00:10:19] Jamie of the better. I took your

[00:10:21] Mindy: name. I took your first name and last name, and smooched them together. Sometimes my eyes do that.

[00:10:25] Jesse: It’s okay. Joe gets my podcast name wrong all the time. Doug doesn’t even want me here and OG has yet to speak to me.

[00:10:34] Mindy: It’s fine. That doesn’t make you special. OG doesn’t talk to anybody.

[00:10:38] Joe: And yet Mindy, the joke is on him, Mindy. ’cause he keeps coming back.

[00:10:41] Jesse: Here I am. I get a text message in the middle of my workday. Please. We need someone to podcast with us today here. I’m, uh, I do have a copy of that book. It’s at home though, so I don’t have a copy here with me at the office. Ah, but I’ve got something on my list that I think when I think of a money nerd and I think of someone, well wait a minute.

[00:10:58] Joe: Hold on, Jesse, before you do yours. That wasn’t a. That wasn’t an invitation to do yours. I want a bandy about, as mom says, Mindy’s suggestion for just a second.

[00:11:09] Jesse: Yes. Let’s fault’s flesh this out. My, my fault. You did a good job transitioning and I just forgot, uh, experiences you asked me something about when I was a little kid.

[00:11:17] Yeah, well, especially now. No, I, I agree with Mindy. Like I’m in a stage of life where last night my wife asked me what I wanted for Christmas and my first answer was, I don’t know slash nothing. Just ’cause nothing material really comes to mind. I’m sure there are a few things, materially speaking, that I could probably benefit from in my life, but for the most part it’s like, yeah, I wanna hang out with people.

[00:11:35] I want to eat some good food. I just wanna relax. You know, relaxation is something I I value at this point in life. I like Mindy’s suggestion. I like the fact that we’re starting out this conversation in that way on that tone.

[00:11:47] Joe: Oh gee, do you do that? Just go to your family and say, I am the gift like experience.

[00:11:53] You get to spend time with me. So like my coaster says, I’m gonna go lay under the tree to remind my family that I’m a gift. Is that what you do, og? No. That’s a terrible idea. Who would want that? They wouldn’t want you under the tree. They get to in any way, shape, or form. Get to have, get to have your time.

[00:12:14] You do like the idea of experiences though as gifts?

[00:12:16] OG: I think my definition of experiences are a little different than these two guys. Like car washes and cookies. I wasn’t

[00:12:22] Mindy: done. I didn’t say car wash. Oh, Jesse said car wash.

[00:12:24] OG: Jesse said car wash coupons and stuff that he’s 90% good on. That sounds like something my kids would give me.

[00:12:29] I promise to make the leaves someday in the future. Maybe

[00:12:33] Joe: let’s buy a dog and I’ll feed it

[00:12:34] OG: once. I’d like to cash this in. It’s like, oh dude. How about, how about when you’re old and in infirm? Why don’t we just hold onto that one until you’re like 85? You’re totally gonna need somebody to do the guy. I think of experiences I think about.

[00:12:46] Spending time and energy, certainly with people that you care about or that you wanna be around, but doing something that’s above and beyond and certainly can have an experience that’s not that. But that’s just what it means to me. Like when I think of experiences, I don’t think of, you know, no offense making cookies.

[00:13:03] Those are, that’s good. I like cookies too. But I think of, like you talked about

[00:13:05] Joe: on Wednesday, your sister makes stuff,

[00:13:08] OG: correct. She did, and it was delicious. But I would not call that an experience.

[00:13:14] Joe: Yours is you’re spending time like, let’s go to Iceland with you in Iceland or in Italy, or the Caymans. Yeah, something like that.

[00:13:22] Yeah.

[00:13:22] OG: That’s what I, when I hear the word experience, I think that, you know, or go skiing or Disney ski. Well,

[00:13:26] Mindy: but for a Christmas gift, og, come to Colorado and I’ll take you skiing. Okay. There it

[00:13:31] OG: is. That sounds great. There’s an experience. And we can eat some of your, your fancy brownies from Colorado. Yes,

[00:13:36] Mindy: my, yes.

[00:13:38] I will make you special brownies.

[00:13:41] Joe: Jesse, let’s transition to you as you tried to earlier, and I didn’t let you, uh, what’s on your list?

[00:13:47] Jesse: Well, other than Mindy’s. Book, which I agree with her on, which is, you know, we’ll just bury the lead for now and we’ll talk about it later. Uh, something I wrote down, which if someone’s truly a money nerd out there, I think they would enjoy something like an online course from, say, a masterclass with like an economist or something like that.

[00:14:04] Or maybe a subscription to The Economist or Baron’s or one of other, you know, a, a very good kind of a economics leaning magazine. I enjoy reading them. I’m a money nerd. I enjoy reading them. And the idea is if someone out there is truly a money nerd, and now this isn’t someone who’s just kind of, you know, I kind of, I’m interested in the fire movement and I own some index funds.

[00:14:23] Yeah, I think you have to be a little bit more of a nerd to really enjoy a subscription to one of these things. But if someone fits that bill, I think that’s a, a great gift for them that. It’s not a material good that’s building up in your home. Instead, it’s something that you can learn from and hey, maybe your experience is sitting on your iPad and reading barons.

[00:14:43] Joe: And if the money nerd Jesse maybe already gets Barons and you’re just gonna pay their next year subscription, that’s a kickass gift. ’cause you’re costing them less money too.

[00:14:52] Jesse: That’s exactly right. And you know, half the time, I think we’ve all been in this situation, and maybe the listeners have too, where you get a gift and you look at it and you just go, I don’t need this.

[00:15:01] Like, you don’t wanna be offensive, but you just say like, gift giver, you kind of wasted your money. And it would’ve been better off asking me something that I actually like and then you just buy me that. So to your point, Joe, I, I think that could be, could be great. You just say,

[00:15:13] OG: did you save the receipt for this?

[00:15:14] Yeah, yeah. In case I need a different size. Yeah. Just, just in case like Sir, it’s a coffee mug. You’re like, yeah.

[00:15:20] Joe: Different

[00:15:20] OG: size of

[00:15:20] Joe: coffee mug. I like the idea of a subscription. What are some of the things that you guys subscribe to that you’d like? Mindy? I also like the fact that this is also kind of a.

[00:15:30] Uh uh. So it’s not adding to the clutter, to your point earlier, right? It’s not a gift that’s adding any clut. I mean, unless you’re giving somebody a physical subscription to a magazine that they didn’t have before. But what would be a good subscription to give Mindy, let’s say?

[00:15:44] Mindy: Something like HelloFresh, one of those meal preparation kits where they send you all the ingredients and all you have to do is open it up and cook it.

[00:15:52] If you’re sending it to me. I don’t want anything with mushrooms. Thank you very much. Uh, everything else is fair game, but I have a busy life and I have two kids and I would like to feed my family, and those meals are about 45 minutes from start to finish. You have everything you need except for things like oil.

[00:16:10] I already have oil in my cabinet, a little bit of flour sometimes. But for the most part, it’s everything you need in that little container with step-by-step instructions. And I’ve never made something that was gross.

[00:16:20] Joe: It’s just, uh, pressing the easy button.

[00:16:22] Mindy: It is pressing the easy button. You have, oh, Joe, you have your button.

[00:16:31] bit: That was easy.

[00:16:34] Mindy: I have the easy button. Perfect.

[00:16:36] Joe: We’re gonna have competing buttons. We’re gonna annoy the crap outta og Now, this’ll be awesome. Let’s just do some button pressing. og. What’s a good subscription to give og?

[00:16:45] OG: Well, um, as this was one of the things on my list and I misunderstood the assignment, I, uh, did not know that this was gifts that I wanted for myself.

[00:16:55] To tell people to buy me for via the podcast. Dunno if Money Nerd joking about that, and I think you’re a money nerd and so I do not wish to have any of these subscriptions. But other people might wish to have them. I, I was thinking about like YA or Morningstar or Monarch, which is a sponsor of our show.

[00:17:13] Things that you can get gift certificates for, for people that may be on that track. You know, things that they’re working on on, uh, the different places of their financial plan, whether it’s like budgeting, obviously YA, like aggregating stuff. Monarch’s really good. And if they’re on the investing side, Morningstar is great.

[00:17:31] Joe: Well, you could also combine these two, I think, in gift experiences. I know Doug, haven’t you had like the beer, the month club before?

[00:17:39] Doug: I think we got coffee of the month. I don’t remember if I had beer or not. And now I think this was baiting. Did you get it for me once like a long time ago and I forgot.

[00:17:48] OG: I think we did the coffee thing from Stacking Benjamins, didn’t we?

[00:17:50] To everybody. We did the coffee thing was from Stacking. Benjamins.

[00:17:53] Joe: Yeah, we did do that. And I do think, actually, I gave you beer month a long time ago. I wasn’t baiting you. But the fact that you don’t remember, didn’t you tell, tell

[00:17:59] OG: us about the Beer of the Month Club and how much you loved it. Doug? Yes.

[00:18:03] Joe: Wasn’t it a great gift that an awesome friend gave you the best gift I ever had? Yeah, but Mindy, you could combine those two things, right? Give somebody a gift to something they like, you know, give, uh, OG Woodford of the month or something and you’re killing two birds there.

[00:18:18] Mindy: Yeah. I’ve had beer of the month club subscriptions sent to me and I loved it.

[00:18:22] I got to try new beers. They’ll just send you like Budweiser, they send you really nice kind of exotic beers and it was great.

[00:18:29] Joe: Have you had

[00:18:29] Jesse: any of those of the month clubs, Jesse, that you really like? Uh, I subscribe to Dollar Shave Club, but that’s something different.

[00:18:40] Joe: Why do I feel like after Masterclass Dollar Shave Club, a HelloFresh, we missed a crap load of sponsor opportunities here. Like we missed about a hundred of them. Oh, you know what? I like a Casper mattress.

[00:18:52] Doug: Let’s hear from them now.

[00:18:54] bit: Yeah,

[00:18:55] Doug: they just had a baby in his house, so we know he didn’t do condom of the month club.

[00:18:59] Wow.

[00:19:00] Jesse: Wow. Holy, you Racy, racy race. Hey, hey.

[00:19:03] Joe: And

[00:19:04] Doug: it’s gone too much.

[00:19:05] Jesse: That sneaking that joke in. There was a bit of a Trojan horse.

[00:19:09] Doug: Oh, that’s how the pros do it.

[00:19:11] Joe: Ladies and gentlemen, NJA, og. Quick get us out of this. Uh, what’s first on your list?

[00:19:20] OG: Again, I feel like I didn’t do the assignment correctly and also I had subscriptions on my list, so I’m gonna have to think of something else just because I want to curry favor with the, uh, host of the show.

[00:19:30] I’m gonna say, how about a board game? That is around money, uh, board games such as acquire or stockpile.

[00:19:37] Joe: Oh my God. Stop it as those

[00:19:39] OG: are.

[00:19:40] Joe: It just qualifies. Pandering. Stop it. Keep going. Justin. 100% pandering. How

[00:19:47] Doug: come you can’t stand up, Joe? Bye

[00:19:49] Joe: bye. Bye

[00:19:51] OG: bye. Buy bye. Yes, and the lessons in these games, as you know, Joe, are not about, I mean obviously there’s games, but the idea is how to think about different areas of money, whether it’s, um.

[00:20:01] The theme of acquire or the theme of stockpile, those are different ways to think about money

[00:20:07] Doug: just killing me. Absolutely.

[00:20:10] OG: Because I’m killing me. I’m, I’m confident that both of them have money lessons based on their names, but they are great gifts and also based on what Chet GPT said. And by the way,

[00:20:21] Joe: the reason that we had you bring three of the emoji is because we’re gonna do two in case we’ve got, we got a match, which it sounds like Jesse and Mindy.

[00:20:30] Are gonna be fighting over a match in the second half of the show. But board games, Mindy, we did a board game episode on Friday. I don’t know why I’m telling you, we had a board game episode on Friday, but you, you and Carl play board games with your kids, don’t you? We do. Teaching kids about money at all.

[00:20:47] And your board game sessions.

[00:20:49] Mindy: Not so much. We’re just spending time together as a family. We play a lot of, I don’t know if it’s a board game, it’s called Rummy Cube.

[00:20:56] Joe: Oh yeah.

[00:20:56] Mindy: It doesn’t actually have a board, but it’s still spending time with the family. We play ticket to ride both the kid version and the adult version.

[00:21:03] Now that we, or grownup version, excuse me, not adult grownup because when the girls were little, the Corona version is kind of big, but now that they are older they can play that one.

[00:21:13] Joe: That was, uh, we on our Friday episode last week, if stackers wanna. Wanna dig into that? We had three people from our Stacking Benjamins community, and that was number one on Katie’s list actually.

[00:21:23] Of her favorite games to play during the holidays with friends. Jesse, uh, you guys play board games?

[00:21:29] Jesse: Yeah, I’m, I’m a fairly solid gamer and I have some friends who are very big gamers, and even if it’s not a money related game, I mean, a lot of board games have this underlying, there’s either an underlying kind of.

[00:21:41] Numerical base, uh, or just some underlying strategy, or, one of my favorite aspects of board games is this idea that sometimes you can make the right decisions, but if there’s a dice roll or some sort of random part of the game, like you made the right decisions, but the odds, the luck didn’t fall in your favor and you ended up Yeah, with a bad result and.

[00:21:59] That’s kind of a big part of this whole money, personal finance, financial planning world where sometimes all you can do is try to make the best decisions you can and maybe the market doesn’t move the way you want it to or just some bad luck befalls you And, and so it’s interesting that way too, that I think there are a lot of cool lessons from games that we can apply to personal finance and and financial planning.

[00:22:21] Joe: I love that. Focus on the inputs, not on the end result. I mean, it really is the same thing with fire, right? With the financial independence. Retire early. Don’t focus on these rainbows at the end because you’re still gonna show up and it’s gonna be the same you. Mm-Hmm. And it’s not gonna be any different except now you’ll have money.

[00:22:38] I mean, enjoy the, enjoy the ride on the way there. We are halfway there speaking of this road trip, and at the halfway point, we stop our discussion just briefly for our year long trivia competition in this one. It’s getting close to over. So, Jesse, you normally play for mom when you’re here, so we’ll have you play for mom again.

[00:23:00] Mindy, that means you are playing for the Paula pant, which means we’ve got good news and bad news for you, Jensen, which one would you like? I. I would like

[00:23:09] Mindy: the bad news first.

[00:23:10] Joe: Well, the bad news is as is usually the case, Paula is in last place, which also is the good news. ’cause that means you get to guess last, which is a great place to be.

[00:23:21] So Paula has 10, mom has 11. OG has wrapped it up, by the way, I think with 17 doing the math, we don’t have enough weeks left. So Jesse, your job is to hold off Mindy, AKA, Paula, for a couple more weeks to claim second place in this competition. By the way, big thanks to stacker Eric. Eric has sent us, uh, a milk bar subscription Oh man.

[00:23:48] Again this year, og. Hot Darn. So I got it from him. Yesterday as we record this, and I’m gonna forward this to you and maybe you can even use it with the family before the holidays. That’s an experience milk bar. Mindy, have you had a, have you had milk bar? I have. It’s delicious.

[00:24:03] Jesse: Yeah. Yes. Jesse, you too. Uh, is that the cookie shop in New York City?

[00:24:07] Is that milk bar? It’s, I think I’ve had it once or twice.

[00:24:10] Joe: Yeah.

[00:24:10] Jesse: They make

[00:24:11] Joe: cakes. Mm-Hmm. Excellent stuff. Speaking of excellent stuff. Doug’s got some excellent trivia today. I am sure. Doug, what’s on tap for our competition?

[00:24:23] Doug: Hey there, stackers. I’m Joe’s mom’s neighbor, Doug. And how about the holidays? Huh? It’s time for sitting next to the fire and reading the classics. Like, like maybe the richest man in Babylon, or maybe something by Benjamin Graham. Wait, did you, did you think I was gonna say like Hemingway or. Steinberg. I mean, come on.

[00:24:42] Those dudes don’t hold a candle to wordsmiths like Vicki Robin or Dr. Thomas Stanley. Let’s make your holidays a little warmer though with this trivia morsel. Speaking of classics, I’m sure this one has made a ton of Benjamins for its creator. Rudolph the Red Nose Reindeer. No, not the song. The Stop Motion TV Show with Burl Ives.

[00:25:05] And spoiler alert, if you haven’t seen this one, you’ll want some earmuffs. A Yeti with a toothache. I mean, it’s a classic. It debuted on today’s date way back in. Well, that’s today’s question for all of our contestants. We wanna know what year did the stop motion animation Rudolph the Red Nose reindeer debut.

[00:25:29] I’ll be back right after I make my Christmas list and check it twice.

[00:25:36] Joe: All right, guys. Rudolph the Red Nose Reindeer. I’m sure. og you’ve seen this five bajillion

[00:25:43] OG: times. One of my faves. Yes. Between that and Frosty the Snowman, what’s

[00:25:47] Joe: the name of the, uh, of the elf that wants to be the dentist? Is his name Dennis the dentist Kirby Kirby.

[00:25:54] Kirby man, nice job. I didn’t know

[00:25:56] OG: that they had names. I don’t really remember that part, but, uh,

[00:25:59] Doug: Kirby wants to be a dentist. That’s

[00:26:02] OG: pretty good. og What year? You might be thinking of a different one then, ’cause I don’t remember any dentistry or Yetis. But, uh, anyways, all that to say, uh, I believe the answer is, uh, 1,958.

[00:26:17] Joe: 1,958. Jesse, what are you gonna do with that?

[00:26:23] Jesse: I’m gonna go earlier, but not by a ton. I’m gonna say 1951.

[00:26:29] Joe: 1951. The early days of television. So we’ve got 51 and 58. Mindy,

[00:26:38] Mindy: 1941 is sticking in my head for some reason.

[00:26:42] Jesse: I think that’s because of the December 6th, December 7th confusion earlier in the episode.

[00:26:47] Mindy: Oh, oh yeah.

[00:26:48] Okay. Well, let’s see. Wasn’t that before we

[00:26:50] Joe: hit record? The, the day? Today’s the day before. The day that she, for me, yes.

[00:26:58] Mindy: Uh, I’m gonna go with 1943 because that’s the year my mother was born, and it’s not the year that will live in infamy the day

[00:27:07] Joe: 1943. Yes, early, early, early days. All right, we got 43 51 and og, what was yours?

[00:27:16] OG: Uh, just write down. I won.

[00:27:20] Mindy: Oh, wait, wait, wait. I would’ve changed

[00:27:21] Joe: my

[00:27:21] Mindy: answer to that. Woo.

[00:27:22] Joe: Wow. 58. Wow. And confidence. Uh, 1943. 1951. And confidence is OG

[00:27:30] OG: 58. 58 is what I said.

[00:27:31] Joe: 1958. We’ll be back to see if OG is cotton. I might hit it on. I feel like it did both. I’ll see. We’ll see in just a moment. We’ll be right back.

[00:27:41] og you started off with 1958.

[00:27:45] OG: 1950 winner, and you’re

[00:27:46] Joe: feeling a little good about that

[00:27:47] OG: 1950 winner.

[00:27:49] Joe: Yep. Jesse, 1951.

[00:27:52] Jesse: Yeah.

[00:27:52] Joe: Are you feeling confident about OGs? Confidence?

[00:27:56] Jesse: I. I’m feeling bad about OGs. Confidence. Oh,

[00:28:00] Joe: Mindy, though. What if it was really early? What if it was the year your mom was born?

[00:28:04] Mindy: What if it was, wouldn’t that be great?

[00:28:07] That would be really, really awesome. But I just Googled it and I know the answer. I did not Google it before. You’re not supposed

[00:28:14] Doug: to do that.

[00:28:14] Mindy: I didn’t Google it before, but I had plenty of time to going last. Clearly

[00:28:18] Doug: you didn’t.

[00:28:18] Mindy: Yes. And so

[00:28:19] Joe: and so, you know, you were right. You’re very certain, Mindy, that you’re right.

[00:28:25] Mindy’s trying to ruin it for the audience.

[00:28:27] Mindy: I’m not saying a word,

[00:28:28] Joe: Doug. Here’s what, uh, we think about Mindy’s. Answer,

[00:28:33] bit: sell, sell, sell.

[00:28:35] Joe: Yes. Who’s the winner here? Doug.

[00:28:42] Doug: Hey there, stackers. I’m expert, gift Receiver and the guy with all the answers, Joe’s Mom’s Neighbor, Doug. Today’s trivia is about a classic TV show called Rudolph, the Redose reindeer one that Joe’s mom watches every single year. Seriously, ma, how about Charlie Brown or. Something, anything. Gimme anything, ma?

[00:29:03] The question was this, what year on today’s date in history did Rudolph the Redose Reindeer First Air? The answer is. 21 years after Mindy’s guest, just 13 years after Jesse’s guest, and six years after OGs guest, because the correct answer is 1964, making Darth Vader, I mean, OG our winner.

[00:29:30] Joe: I’m tired of playing applause for og.

[00:29:32] So

[00:29:35] bit: he gets, he gets

[00:29:36] OG: one of those haters gonna hate instead. I was way up. I thought it was 58 though. I don’t know why. Like as soon as you said the question. I was,

[00:29:43] Joe: I wonder what year the song was introduced. When did, uh, was it G Ry? That first recorded that song.

[00:29:48] Doug: Yeah, it was well before that. Actually.

[00:29:50] There’s a great story behind where the Rudolph, the Red Nose, reindeer lore came from, and it was an ad guy from Montgomery Ward whose wife was dying of cancer, and his daughter, who was about six or seven years old, was really distraught. This was just before Christmas, and he started telling her bedtime stories and wanted to make up kind of a, an uplifting story for his daughter.

[00:30:14] He ended up, uh, telling somebody at work about it, Montgomery, where, which was Montgomery Ward. They made a book about it. They would, they gave millions of copies away at their store every year. And finally a publishing house said, we wanna make this a big time book and in a great. Act of kindness and of, of, uh, what do I wanna say?

[00:30:35] Generosity. Montgomery Ward gave all the rights back to that copywriter. Oh, wow. So he became an instant millionaire. Wow. And, and it was after that they tried to get. Big name singers, Frank Sinatra and others to, to do this song, nobody would do it. And it was Gene Autry’s wife who convinced him to do it.

[00:30:54] Wow. ’cause she, she loved the line. They never let him play in any reindeer games like that. Just grabbed Gene Autry’s wife’s heart. For some reason. She convinced him to, to do it even after he said no the first time and it became the number two selling Christmas song of all time.

[00:31:08] Joe: Yeah. As they referred to him then the Mariah Carey of his generation.

[00:31:12] Doug: Right.

[00:31:13] Joe: Right. Yes. That’s a great story. And yesterday as we were decorating our Christmas tree, we heard Randolph, the Brown Nosed Reindeer, which is a parody song you could find on Spotify. He’s a brown nosed reindeer because Rudolph always stopped too quick. That’s in the, that’s in the song. Look at Jesse’s face.

[00:31:37] Jesse: I mean, first we have neighbor Doug’s like anecdote. I mean, how do you know that anecdote, Doug. I mean, that’s just stuff that you keep in your brain. That’s amazing. It’s, it’s, that’s amazing. And then Joe follows it up with that absolute gem.

[00:31:50] Joe: I just gotta ruin the story. Jesse just gotta ruin it.

[00:31:53] Doug: Rudolph stops too quick.

[00:31:54] That’s my favorite part about that whole thing.

[00:31:57] Joe: It’s, it is just horrible. Maybe Doug. That’ll be on your next, uh, Christmas album. Okay. Your Christmas mix. Let’s do another round of gifts for money Nerds. I love the first ones, giving the gift of time and experiences from Mindy, giving subscriptions from Jesse and then OG Giving.

[00:32:15] I, I forgot. Oh yeah. Board games. Board games. How could I forget? Board games. I can’t forget board games. Well, let’s go in reverse order. og, what did Chad GBT tell you to put on this list next?

[00:32:28] OG: There was a long list they had like getting gold and silver. Oh. Uh, you know, you know, whatever those things are called.

[00:32:33] Yeah, that’d

[00:32:34] Joe: be Bitcoin now, wouldn’t it? Versus gold and silver, I would think.

[00:32:36] OG: I would think. Um, uh, I just, one was kind of interesting, I said a cold storage wallet. Oh, I dunno what that is, but it sounds cool. Like, oh, I have a cold storage wallet. Cryptocurrency storage wallet.

[00:32:48] Joe: Yeah, it’s so your, your crypto is offline so somebody can’t sneak in and take it.

[00:32:52] Like, it just keeps it nice and cold just in case Samba been freed or, or some, somebody else. Yeah.

[00:32:58] OG: I actually was just asked this by a client not too long ago and I think this is probably, you know, kind of a go-to maybe a cop out. But I’ve got a couple names here that I think will help and I’m just gonna go regular books.

[00:33:08] You gotta give us one ’cause I think Mindy’s got a book two. I got a whole bunch. No, I’m gonna say the ones I got here ’cause you’re just gonna give us one. Thank you very much. I’m gonna Same as fast as I can. So, uh, my first one would be, uh, Morgan House’s book Psychology of Money. I think that’s a great read about how, how to think about money, but non-money related.

[00:33:32] I would also add and submit to the audience Essentialism by Greg McCune. Which I think is fantastic, and uh, and if you’re in the mood for something really heavy, man’s Search for Meaning Wow, by Viktor Frankl, Vitor Frankl, those two books on the backend I read every year, and it’s just. Between those two books and, um, well, road Less Traveled are my most highlighted books highlighted, underlined, sticky, tabbed, whatever you wanna call it.

[00:33:58] So non-money related. But I think, um, I think mindset related, still life related. Yeah. Mindset. It’s really more mindset on all of those. Uh, I don’t wanna say a cop out on the books, but kind of a cop out on the books. I know, but

[00:34:09] Joe: I don’t think so, man. I, I think those are great classic recommendations that everybody can get behind and what’s the money about in the first place, right?

[00:34:16] Yeah. Let’s try to just get some of these book recommendations outta the way. Mindy, you’ve been holding up a book over and over. What’s the book?

[00:34:23] Mindy: This is Poor Charlie’s Almanac, written by, it’s The Wit and Wisdom of Charles t Munger. I don’t know if you know him. Uh, he is Warren Buffett’s partner. Was, uh, was, I’m sorry, was Warren Buffett’s partner?

[00:34:37] Sadly, he passed away. Was it this year or last

[00:34:39] Joe: year? Almost a year ago. Almost exactly a year ago. Yeah.

[00:34:42] Mindy: Yeah. So this is just Charlie. I almost called him Charlie Buffet. Charlie Munger’s thoughts, collection of his writings and speeches over his professional lifetime. Advice for learning, advice for, you know, living a great life, being a successful investor, that kind of thing.

[00:35:00] It is not an easy read, it is not a cheap book, but it will warm the hearts of all of the true money nerds in your life.

[00:35:09] Joe: You went to Omaha once, uh, didn’t you? I’ve been multiple times. Actually. You times actually

[00:35:14] Mindy: went to the last one that Charlie was at.

[00:35:16] Joe: Wow. Did you ever ask a question? I

[00:35:19] Mindy: did. You did? What did you ask?

[00:35:22] I asked about real estate investing and I got up on to the microphone and my heart was pounding. I was so nervous. I asked them what they thought of real estate investing because. Warren had been quoted like a while ago, if I had a way to manage all of this, I would buy a hundred thousand properties. And he’s like, yeah, but I don’t have a way to manage it.

[00:35:43] Joe: Is that what he then told you again? Live,

[00:35:45] Mindy: yeah. He likes real estate, but it’s, it’s, uh,

[00:35:48] Joe: unwieldy.

[00:35:49] Mindy: Yeah.

[00:35:50] Joe: Yeah. That’s interesting. God, that would’ve been cool. Speaking of an experience, Oog, you talk about going places for a money nerd, buying a trip to Omaha to go to the meeting. Great. I mean, you have to own the stock, so.

[00:36:01] You’d have to buy ’em a share of the stock. I guess you only

[00:36:04] Mindy: have to own one share and it doesn’t have to be a stock.

[00:36:06] Joe: Yeah, it could be a B, right?

[00:36:08] Mindy: It can be a B. If you guys wanna think that I own a stock, you go right ahead and tell yourselves that they definitely own stock. Several shares. I’m,

[00:36:14] OG: I’m certain.

[00:36:17] Mindy: Yeah, no, definitely not. Uh, the high dollar shares.

[00:36:20] Joe: Jesse, how about book recommendation from you? Man,

[00:36:23] Jesse: I was looking over my list of my favorites, and rather than listing a bunch, I’m just gonna give one and I’m gonna give one that I don’t hear people talk about much. I think it’s a fantastic book, especially if you are skewing a little bit on the Money Nerdier side, emphasis on the nerdier.

[00:36:37] The book is called More Than You know, it’s by Michael Maison. Who I believe is a analyst at JP Morgan, but it’s just such a fantastic book. The subtitle is Finding Financial Wisdom in Unconventional Places, and I feel like this is a book that you don’t usually see on, like, you know, the top five, top 10, top 20 investing books out there.

[00:36:57] But, uh, Michael Malison is very, very highly regarded and it’s just such a great read and, uh, highly recommend it.

[00:37:04] Joe: I’d love to see before the end of the show, people hanging out with us live on YouTube. What books do you have that you like? And I’m gonna circle back to you YouTube in just a second. OG

[00:37:12] OG: I, I have an honorable mention.

[00:37:13] I know that I’ve taken too much time, but I’d also like to submit Stacked, Ugh, your super serious guide to modern. Money management dude is just this one. Uh, this one’s pretty cool. Do I owe you

[00:37:25] Joe: money or something? Is there a reason you’re sucking up to me today? Like what’s,

[00:37:28] OG: this one’s pretty cool. I feel like I owe you something.

[00:37:30] Uh, you might, you might find that I, I, I’m, I’m listed in this book somewhere around page 300 or something.

[00:37:36] Mindy: Is that written by Emily Guy Burkin?

[00:37:38] OG: Yes. It’s the Emily Guy Birkin book. Uh, the Forward is written by Joe as I understand it, but, um.

[00:37:46] Mindy: I was looking for my copy. I could not find it. Oh, I was gonna do the same thing.

[00:37:50] I wish

[00:37:50] OG: I would’ve been a little bit more quick-witted to have this at the ready ’cause that would’ve been, that would’ve been funnier than the way I did it. But

[00:37:55] Joe: that was, that was perfectly fine. Thank you very much. That was very much appreciated, uh, for Emily, I’m sure. Mm-Hmm. Uh, let’s go to Jesse. Jesse, what’s next on your list to giveaways?

[00:38:05] Jesse: The next one on my list for especially the investing nerd in your life. I guess it’s a two part answer. ’cause if someone’s a real investing nerd, you could do something fun for them. Like if you happen to know they have a certain affinity for a particular company, it might not be Berkshire B. For what it’s worth, just looked up 470 bucks for one share of Berkshire today.

[00:38:24] You to like them a little bit. Yeah. Yeah. They gotta be a really good friend. But you know Walmart’s trading at $87 today. That might be a, a nice gift. And again, it’s, it’s the kind of thing where we’re not suggesting anybody invest in individual stocks if they’re uncomfortable, but it’s a fun gift. You know, here’s a share of a company, a real share.

[00:38:39] It’s not a mutual fund. It’s not an ETF. Here’s a real share. So that’s one idea. Another idea could just be, you know, sure. Give ’em a hundred bucks. A VTI. I’m sure they’d appreciate it. UTI ut Yes. UTI. Doug. Yeah. You can buy

[00:38:52] Doug: that.

[00:38:53] Jesse: You can buy or, or VTI. It’s for someone who you really don’t like Doug, you buy ’em some UTI and you send it to him in the mail.

[00:39:00] So,

[00:39:00] bit: so say uh,

[00:39:02] Jesse: Doug’s mom joke there. By the way, uh, speaking of family friendly jokes, if there are children in your life, you can see if they have a 5 29 stop. I got

[00:39:10] Joe: two that hang out with me here every week.

[00:39:12] Jesse: Yeah. A long story short, many states have an easy link system where if parents have a 5 29 set up for their kids, they can send you a link and then you can contribute to the children’s 5 29 on their behalf.

[00:39:25] So if the kids in your life already have too many toys and you don’t wanna buy them yet another toy for Christmas, you could do something like contribute to their future education.

[00:39:33] Joe: That’s fabulous. But, but I love leading with Walmart because. In a place where, like Mindy said, many of us are minimalist.

[00:39:41] We’re trying to get rid of stuff. We’ll just encourage other people to buy a bunch of stuff from Walmart so the stock goes up. That’s wonderful. Hey,

[00:39:49] Jesse: all shapes and sizes here on the pod, you know?

[00:39:51] Joe: Absolutely. Mindy, you got the last word. What’s the gift that keeps on giving?

[00:39:56] Mindy: Well, I love the. I, I love the Coffee of the Month Club that you had sent to Neighbor Doug who totally appreciated it.

[00:40:03] And what are you gonna drink that? Well, I gave him beer

[00:40:05] Joe: the month. Oh, beer the month. Just to be clear, which one I gave. Oh, well, we did for, I’m sorry for Stacking. Benjamins gave our whole group that you’re right.

[00:40:12] Mindy: That is very generous. Uh, what are you gonna drink that out of? You need a coffee cup. And I found a coffee cup on Etsy that says Freak in the sheets.

[00:40:21] And it has, it has the excel, the header on the Excel spreadsheet wrapped around the coffee mug. And I can, can I share my screen? I’ve got it up.

[00:40:33] Joe: I think so. Can you share your screen? Well,

[00:40:34] Mindy: let’s see. Share my screen. Go with this one. This is great for the audio

[00:40:38] Joe: listeners. They’re gonna love this. Yes.

[00:40:40] Mindy: Here we go.

[00:40:40] Do you see this freak in the sheets? Oh, there it

[00:40:42] Doug: is.

[00:40:43] Mindy: That

[00:40:43] Doug: thing’s a coffee cup. That’s what I drink my whiskey out of.

[00:40:46] Mindy: Oh, well, I mean, you could put whiskey in there too. I’m not gonna judge you. Oh, you’ll become

[00:40:49] Jesse: even Freakier. Doug Doug. Does your say in the sheets though, or. Just, it’s just says freak one word only.

[00:40:56] Yeah. Yeah.

[00:41:00] Joe: And there is no spreadsheet. It’s just, yeah,

[00:41:03] Jesse: just a white cup with black word freak

[00:41:09] Joe: freak. For all our spreadsheet fans, man. That’s the gift that keeps giving. Well, you had the page up there, Mindy. How much did it cost? $16. $16. There it is. Alright. Not as good as my mug today. Woke up sexy as hell again. So

[00:41:23] bit: that’s,

[00:41:24] Joe: that’s my favorite, but, all right. Uh uh, by the way, let’s see what our friends hanging out with us on YouTube had to say.

[00:41:31] Jesse: I do see, I do see one good question, Joe. The question from Cuttlefish Octopus is, when do you buy a book versus checking it out at the library? Oh, good. Good question.

[00:41:41] Mindy: Well, you buy a book like Poor Charlie Lee’s Almanac, when you want to know that you can go to your bookshelves and grab it at any time.

[00:41:50] But that’s a really great point, and you can highlight it. You can, I can highlight it, mark the pages, dog ear, the pages, make sure I come back to the same wit and wisdom all the time. There are some books that you just read over and over and over again. I hope OG owns those books that he keeps reading every year.

[00:42:06] Essentialism.

[00:42:07] OG: Yeah. Lots of books, as you can tell.

[00:42:10] Doug: If you just mark ’em all up, the ones from the library, I mean, they’ll just keep ’em like that for you. So when you take ’em out the next year, all your marks are still there. So bad.

[00:42:19] Joe: We did not know this, man. Librarians, we didn’t, every library just pulled all their hair out.

[00:42:23] I think on that note, we’re gonna go ahead and say goodbye. Let’s see what’s going on. Where all of you work. Jesse, what’s going on at the Best Interest Podcast, my friend?

[00:42:35] Jesse: Good things. I think by the time this episode is out, November, we’ll have been wrapped up and it’s on track to be our best month ever.

[00:42:41] In terms of listeners and new listeners. Thank you to you, Joe, and just some exciting conversations in the pipeline. So we’re having lots of fun. We’re sharing lots of good knowledge. We’re investing in knowledge together, as the tagline would say. And uh, so come check us out.

[00:42:55] Joe: If this comes out on December 6th and November isn’t wrapped up, something seriously went wrong, Jesse.

[00:42:59] Something’s jacked up. Like seriously went wrong.

[00:43:02] Jesse: I was just listening to a, a video yesterday from Brian Cox, this British astrophysicist about inside of a black hole. Time just stops space time. Yeah, yeah, yeah. So anyway, there’s a chance that’s going on, but we’re, we’re gonna cross our fingers and hope we avoid that.

[00:43:16] Joe: It could happen. Spoken like an engineer right there. Could happen. Uh, Mindy Jensen, thanks for coming back. Thank you for having me, Joe. It’s always lovely to see you. It’s fantastic seeing you. And now I know what to give you. Now I know the perfect gifts to give. Mindy, what’s uh, so what’s on the

[00:43:33] Mindy: table at BiggerPockets Money?

[00:43:35] We are talking about money, fears, things about money that keep people up at night. Uh, and Scott and I are trying to. Calm those fears by giving some different points of view and different ways to think about those items. We are also talking a lot about fire people who are already financially independent and how they are living their lives now that they are no longer obligated to go to work.

[00:43:58] Joe: Did you tell Scott that talking to Scott Drench keeps you up at night? Like that’s that’s the problem right there. You can tell him I said that.

[00:44:06] Mindy: I will. I will. Absolutely. He will love it.

[00:44:08] Joe: And for people that dunno how much I love Scott Trench. I’m kidding. Obviously, uh, it’d be fun to go to work on a podcast with Scott and Mindy every day at BiggerPockets Money where finer podcasts like the best interest podcast are distributed.

[00:44:21] og, what do you got going on this weekend, my friend?

[00:44:23] OG: Well, I would like to, uh, use my time to, uh, highlight my favorite piece of gift giving or just kind of overall like what somebody needs to be happy. Advice by one of my good friends, and I’ve got the, I’ve, I actually had them record something for me right here, so just about 30 seconds worth.

[00:44:44] bit: My 3-year-old didn’t get me a birthday present this year. Yeah. And I’ve known him for a couple years, so I’m not talking to him. Presents are interesting. I don’t really need or want anything. I mean, my life is pretty chaotic. I have five kids, you know, and I have friends that love stuff. I have a friend who has a drawer of watches.

[00:45:04] I have another friend who has five cars. Whenever I’m with these people, I realize I’m just simple. All I need is a nice bed and a private jet. You know? Now I have the bed. All I need is the jet, and it could be a used jet. I’m not a snob. You know, I mean, I don’t want a prop plane. I’m not trash. Just a regular old private jet to take a regular old guy to a regular old private island away from his kids.

[00:45:31] Yeah, I’m just salt of the earth. I’m an every

[00:45:35] OG: anyways. So my good friend Jim there recorded that for me and that’s how I feel. I’m just kinda salt of the earth. I’m an every man salt of the earth, you know? Yes. Just regular old guy town, a regular old private jet to private island away from his kids. Well.

[00:45:49] Joe: Thanks to everybody on YouTube for hanging out with us. Thanks to everybody on Twitter and next for hanging out with us when we make this. If you wanna hang out with us when we make it, it is generally on Wednesday afternoon, so pull up your YouTube page and uh, you’ll see when we’re going live. That particular week, I.

[00:46:05] But this is the part of the show where we say goodbye and we do it by asking Doug Doug, what should we have learned on today’s show? Well, Joe, here’s what’s

[00:46:14] stacked

[00:46:15] Doug: up on our to-do list today. First, take some advice from Mindy Jensen. She gets baked all the time, so consider giving someone an experience.

[00:46:25] Like a certain consumable that you can consume together. It’s more fun for everyone. Second, don’t forget that incredible thing Jesse said about giving your friends UTIs and five 20 nines. Jesse, hit us with that knowledge bomb. One more time, would ya?

[00:46:43] Jesse: Uh, Doug. That was very freaky of you. And once again, that was a bit of a Trojan horse and I, I don’t like it.

[00:46:51] Doug: Oh, but the big lesson, word of caution, just because someone has a red nose doesn’t mean they’re qualified to lead you home. OG had a few too many old fashions at the bar last night, and his beak was red as a taillight, but let me just say he didn’t walk the straightest line home. Thanks to Mindy Jensen for joining us today.

[00:47:13] Be sure to check out the BiggerPockets Money podcast to get more of her brilliance. We’ll also include links in our show notes at Stacking Benjamins dot com. Thanks to Jesse Kramer for hanging out with us today. You’ll find his fabulous podcast.

[00:47:36] We have no idea, Jesse, what it’s called. Well, I, I was about to say better interest.

[00:47:43] OG: Call me Jamie. Perfect.

[00:47:46] Doug: Thanks to Jamie Kramer for hanging out with us today. You’ll find her fabulous podcast. Best interest wherever you listen to finer podcasts. And thanks also to OG for joining us today. Looking for good financial planning.

[00:48:01] Help head to Stacking Benjamins dot com slash OG for his calendar. This show is the property of SB podcasts LC copyright 2024, and is created by Joe Salsey High. Joe gets help from a few of our neighborhood friends. You’ll find out about our awesome team at Stacking Benjamins dot com, along with the show notes and how you can find us on YouTube and all the usual social media spots.

[00:48:27] Come say hello. Oh yeah. And before I go, not only should you not take advice from these nerds, don’t take advice from people you don’t know. This show is for entertainment purposes only. Before making any financial decisions, speak with a real financial advisor. I’m Joe’s Mom’s neighbor, Duggan. We’ll see you next time back here at the Stacking Benjamin Show.

Cookie	Duration	Description
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

COMING SOON: STACKED Book Club Informational Session!

Join us live on YouTube – 1/22 at 8 PM ESTDiscover how the STACKED Book Club can help you take control of your financial future!