How to Make Your Money Support the Life You Want (SB1793)

What if your money stopped dictating your schedule and started supporting the life you actually want to live?

Joe Saul-Sehy welcomes CFP Dana Anspach of Sensible Money as special guest co-host for an episode featuring this week’s mentor, Andy Hill. Andy shares how he stepped away from the corporate grind, redesigned his priorities, and built a life where family and flexibility came first. His story isn’t about escaping work. It’s about building a financial foundation that gives you options.

Then the conversation shifts to a headline that caught everyone’s attention: NASCAR driver Kyle Busch and his wife Samantha are suing their insurance company, calling the life insurance they purchased “a scam.” Dana uses this case to break down one of the most misunderstood areas in personal finance: life insurance. From Indexed Universal Life (IUL) policies to knowing when insurance is a tool and when it’s a distraction, she shows how clarity of goals should drive every decision and how to avoid the traps that caught even high earners like the Buschs.

The episode also touches on estate planning, scams to watch out for, how young adults should think about budgeting and debt, and how to evaluate whether paying off loans or investing is the better move for your situation. It connects the dots between time freedom, smart planning, and protecting what you’re building.

What You’ll Learn:

• How to design your finances around the life you want, not just the paycheck you earn
• What “owning your time” really means and how to start moving in that direction
• Why your financial plan should begin with values and priorities, not products
• How to think about entrepreneurship without blowing up your financial stability
• What the Kyle Busch insurance lawsuit reveals about life insurance products and sales tactics
• The truth about Indexed Universal Life insurance and when it may or may not make sense
• How to evaluate life insurance based on goals instead of sales pitches
• How estate planning protects your family and your legacy
• The pros and cons of paying off loans versus investing
• Budgeting principles that help young adults build strong money habits early
• How to recognize and avoid financial scams (including insurance product traps)
• Why celebrating progress matters just as much as setting the next goal

This Episode Is For You If:

• You feel like your money controls your life instead of supporting it
• You want more flexibility and time freedom but don’t know how to fund it
• You’re confused about whether life insurance products are helping or just costing you (especially after hearing about the Busch lawsuit)
• You’re trying to figure out the right order of financial moves (debt vs investing, insurance vs saving)
• You want your financial plan to reflect your actual values, not just what you’re “supposed” to do

This episode is about aligning your money with your life. If you’re ready to stop reacting to your finances and start using them to build more freedom, flexibility, and confidence, this one belongs at the top of your queue.

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

Enjoy!

Guest Host: Dana Anspach

Big thanks to Dana Anspach for helping Joe today. To learn more about Dana, listen to her website at SensibleMoney.com.

Mentor: Andy Hill

Big thanks to Andy Hill for joining us today. To learn more about Andy, listen to his podcast at MarriageKidsAndMoney.com. Grab yourself a copy of his book Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind

Our Headline

• Kyle Busch’s $8M loss is a warning for those with life insurance. Could your ‘tax-free retirement plan’ be a scam? (Yahoo Finance via Moneywise,)

Doug’s Trivia

• Who was this wildly successful crime writer who created Hercule Poirot and Miss Marple?

Want more than just the show notes? How about our newsletter with STACKS of related, deeper links?

• Check out The 201, our email that comes with every Monday and Wednesday episode, PLUS a list of more than 19 of the top money lessons Joe’s learned over his own life about money. From credit to cash reserves, and insurance to investing, we’ll tackle all of these. Head to StackingBenjamins.com/the201 to sign up (it’s free and we will never give away your email to others).

Join Us Friday!

Justin Brown-Woods, Jesse Cramer, and Paula Pant will join Joe Saul-Sehy at the roundtable to discuss what you CAN do to make life more affordable.

Written by: Kevin Bailey

Miss our last show? Listen here: How to Prioritize Your Money: Listener Q&A (SB1792)