Tomorrow is National Blame Someone Else day. Here’s my contribution since we don’t post on Friday.
I just absolutely stink with money. It’s horrible how I can’t seem to get ahead.
Here are 25 of the world’s best reasons I can think of that I stink with money.
- Nobody ever told me how to balance my checkbook
- 401k? Too risky.
- I’m not sure how a mutual fund works.
- If I bought properties, then I’d just have to fix them up.
- I’m too busy to call my credit card company and ask for a lower interest rate.
- I’m too busy to pay my bills on time.
- I can’t figure out how to access my online banking features.
- I love fast food and giving people presents.
- Retirement? Hell, I’ll never retire.
- My kids can pay for their own college.
- Charity begins at home, baby.
- Momma need new shoes.
- I’ve gotta have a hundred dollars in my wallet just in case.
- There’s lots of reasons why I need to spend a hundred bucks.
- Raise? They’ll just fire me if I ask.
- I don’t have time to read financial books.
- It all seems pretty boring.
- I don’t borrow any money anymore because my credit’s too bad.
- Insurance? Hell, I’m a safe skier.
- My buddy bought a stock and lost it all. I’m not gonna make that mistake.
- As soon as I get my bonus I’ll start saving.
- Have you seen my new boat?
- I can’t afford to buy those magazines about money.
- Financial podcast? What the hell’s that?
- Saving? Social security’s enough for me.
But of course, those are all reasons I blame myself. The best one of all:
- My parents never taught me.
Who are you gonna blame for your money problems tomorrow?
Photo: M. Dolly
Pauline @RFIndependence
haha you guys really have a day for every and anything!
AvgJoeMoney
We do. Coming up tomorrow is Pauline Rocks Day.
Holly Johnson
Sadly, I have heard many people say a few of those. I know people who don’t do their company’s 401K plan because they think it is a scam!
John S @ Frugal Rules
It’s crazy how many actually think that. I spoke to them every day. I just wanted to say “You know, they ARE giving you free money…”.
AvgJoeMoney
Free money is SO 2013.
John S @ Frugal Rules
Love this list Joe! Gotta love some blame shifting! That’s also not to mention the fact that following just a handful of these will pretty much guarantee you retirement as a Wal-Mart greeter, lol.
AvgJoeMoney
It’s always nice to know your future involves waving to strangers, doesn’t it?
femmefrugality
Momma need new shoes.
My favorite. I can’t believe I missed the holiday yesterday and my chance to blame my woes on someone else. I’ll just have to count down to next year.
AvgJoeMoney
Although I agree you blew it on this one, most of our friends don’t need the holiday. They make their own….almost like people don’t wait for Valentine’s Day to say “I love you.”
It’s a thing.
femmefrugality
Saying I love you on any day but February 14? Unacceptable.
But don’t worry. I’ll just save up and blame 365 things on others next year. It will be epic.
:p
BrokeMillennial
“I’m not good with math.”
The parents one is the ultimate excuse.
AvgJoeMoney
I use that one every chance I get. I’m 46 years old and still blame my parents whenever possible. #winning
Zee WorkToNotWork
I’ve heard a lot of these… I’m scared for my friends that say “investing is too complicated” so they don’t save at all.
AvgJoeMoney
I always wonder what the alternative is? Not save?