Every year early adopters worry about one thing….technology. What’s the hottest new thing? What’s the flop that we should avoid? How expensive is the latest do-dad going to cost? Should I buy last year’s do-dad to save some cash? We’re super excited because joining us to talk all things technology on our special pre-Black Friday show, we welcome CNET Senior Editor Bridget Carey.

Plus in our headlines segment, social media is changing how millennials invest. Is that good or bad? Plus, in our second headline we’ll ask Jonathan Walker from NewMiddleClass.Org about some of the amazing statistics his group aggregates about the holiday shopping season. How does he think YOU are going to overspend this holiday season? (It isn’t how YOU think you’ll overspend…which is why you’ll want to listen).

Then we’ll throw out the Haven Life Line to Evan. He and his wife have a baby on the way. Would it be the smart money move to use savings to pay off their car, or should Evan hold on to the money and use it as needed when expenses arise? We’ll also field a letter from Steve, who just inherited a sum of cash. Steve has no idea how should enter the market… so he asks the guys for some good advice to kickstart his investment portfolio.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.

Thanks to Slack for supporting Stacking Benjamins.  Slack: Where work happens. Go to slack.com to learn more.

Show Notes:

<> Open 

<> Doug’s Trivia

• Who invented the phonograph on today’s date in 1877?

<> Haven Life Line

Need life insurance? You could be insured in 20 minutes or less and build your family’s safety net for the future. Use StackingBenjamins.com/HavenLife to calculate how much you need and apply.

• Evan and his wife have a baby on the way. Should Evan use his cash to pay off his car and free up some cash flow, or hold on to the money and use it as needed?

<> Letters

• Steve just got a nice sum of money. He wants to invest it the best way possible, but has no idea how to enter the market. Can we help Steve out with some start-up advice?

Need help with your financial plan? Use this link to schedule a meeting with OG: StackingBenjamins.com/OG